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You were denied of your credit card application on your vacation for reason you do not know?
I APPLY FOR THE CREDIT CARD AND GAVE ALL THE INFORMATION INCLUDING MY CONTRACT WITH STIPULATED SALARY BUT I WAS INFORMED(THROUGH PHONE) THAT THE BPI MAIN OFFICE DENY MY APPLICATION BUT DID NOT ELABORATE THE REASON AS THEY ARE NOT ALLOWED TO DO SO.NOW I AM BACK HERE IN MY JOB IN AFRICA WHERE I WORKED FOR 8 YEARS ALREADY.HOW CAN I APPLY FOR THE CREDIT CARD?
What else can I help you with?
Why was I denied when applying for a new business credit card?
Some of the reasons include: partial application, you sent in an unfilled application. Another reason would be low credit score, unpaid debt. limited credit history or work experience.
How soon after you are denied credit must you receive notice both verbally and by letter?
If you are denied credit, the Equal Credit Opportunity Act requires that the creditor give you a notice that tells you the specific reason your application was rejected or the fact that you have the right to learn the reason if you ask within 60 days. If your credit application was due to information obtained from your credit report, the Fair Cedit Reporting Act requires the creditor to give you the name, address and phone number of the credit reporting agency that supplied the information. The credit reporting agency can tell you what is in your report but only the creditor can tell you why your applicaton was denied.
Can i get credit card after filing Chapter 7?
I filed Chapter 7 last year and when I applied for a credit card this year I was denied and the reason was "bancruptcy".
Why was I denied when applying for a credit card?
You may have insufficient credit. Not everyone is denied due to poor credit. You should receive a letter of rejection from the card you applied to stating why you were rejected. If you have not received this, it is within your rights to call the company and ask them to either send the letter or state why you were rejected. Once you know the reason you should review your credit report for errors. You can opt to apply to a department store credit card to help build credit. If you are denied that, you may choose a secured (down payment) credit card to help build or repair credit.
Is it legal if you were denied an apartment due to a credit report saying there was a fraud alert on it because the fraud alert was placed automatically due to disputing some information?
Unless you're being denied an apartment because of a legally protected status (i.e., gender, race, religion), it's perfectly legal for a landlord to deny your application. If he's denying it because of the fraud alert, he may be a little uneccessarily jumpy regarding your credit issues, whether they're your fault or not. Make sure there's no other reason he's rejecting the application.
Will an inquiry on a persons credit report lower their credit score rating?
Yes, each inquiry lowers your credit score. You can pull your own credit report for free at www.freecreditreport.com from all 3 credit agencies and it does not affect your credit score. Also if you have ever been denied credit for any reason, you can request a credit report for free.
What should one do if they are denied credit?
Get one of your yearly free credit reports, and request the reason for the rejection. In many cases they are required to provide this information. There are many legal recourses available if the reasons are unlawful.
Can you be denied work at a car dealership if you have a DWI?
You can be denied work for any reason.
What happens if your citizenship is denied and you later marry a us citizen?
It depends on the reason you were denied.
If a credit application is rejected the creditor must give you the specific reason or tell you how you can obtain your credit result if you ask within how many days?
You need to ask within 60 days.
Was Tiger ever denied or almost denied the right to play in a Master's tournament for any reason?
No
Does having a checking account improve your credit score?
No, a checking account is not correlated to your credit score. The only reason why you have to give your social security # is to prove that you have no outstanding debt with any other banks. ______________________________________ Actually, there is a correlation. Having a checking account doesn't improve your credit score, but you can be accepted or denied an account based on it. If you have bad credit, or no credit, you may be denied from a variety of bank checking accounts. I was told by my lawyer it does improve your credit if you keep your checking account in good standings he said the bank report it monthly to the crdit bureaus thats just what i was told
