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The process for getting an account unfrozen is confusing and frustrating, You must go to court and show the reason why the account should not be frozen. If the creditor who froze it = knew it was an exempt account he can be sued. If there are any other monies in the account except for exempt deposits ( i.e. Workers Comp - SS SSDI most pensions etc check your state statutes as each state is different. The account holder would need to file a motion for the judgment award to be "quashed" in the court where the bank levy was granted. The account cannot be closed after a garnishmen/levy order has been executed upon it. Obviously the account holder should not deposit any more funds into said account. A joint account holder must file a motion with the court with documented proof of the funds in the account belonging to them to have said monies returned.

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19y ago

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