The best retirement savings plan to invest in depends on your financial needs and what works for you. You should meet with a financial advisor and look at the different options available.
Invest with a financial institution rather than a school, since it provides the most flexibility.
The best way to prepare for his education is to open a 529 savings plan. Research before you invest at http://www.savingforcollege.com/intro_to_529s/what-is-a-529-plan.php
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A roth IRA has the same savings rate no matter where you open it. You can use your current broker on do it online with Etrade.
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The best thing to do with an extra $1,000 is to deposit it into a savings account that will earn interest. This is the safest way to invest your money into your future without worrying about losing money.
A financial consultant could tell you what education savings account would be best for your newborn child. During an appointment they can look at your current financial situation and determine how much you are able to invest and what plans would work best for your family.
The best way to save for your retirement is to invest in tax deferred accounts like your company's 401(k) or 403(b) savings plan. You can also invest in your own individual retirement account (IRA) for more tax deferred choices.
Making a bank account is not necessarily the best way to invest money. There are savings accounts that earn decent, predictable returns. However, there are so many investment opportunities available that one should not limit themselves to just this.
Do not trust stocks on the market because our economy is down and they will only make you lose money, so if you really feel the need to invest then make sure you invest wisely.
Some people feel that the stock market is too risky for them