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iIf you want to be a licensed repo business to deal with finance companies such as banks or credit agencies you will have to contact the Pennsylvania dept of banking they issue the license and have the requirements on the application and undergo a criminal background investigation also you will also have to check with the PA Dept of motor vehicles for tow truck plates and meet the requirements. If you want to do repos for a buy here pay here and they have an installment license you are not required to have a repo license. i would recommend that you carry general liability insurance of at least for $1,000,000.00 general and E&O per occurrence you can lower the coverage i would not go under $300,000 general

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