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Woodforest National Bank offers a great second chance checking program. In Ohio, they are located in many super walmarts. Superwalmart locations that do not currently have a woodforest national bank should be opening one up within the next year or two-- they are rapidly expanding in Ohio.

Here are some details of the account:

$9.95 per month without direct deposit

$7.95 per month with direct deposit

As soon as you pay off what you owe to whatever bank put you on chex systems, and provide proof, you qualify for their totally free checking.

http://www.woodforest.com

It doesn't matter if you are on chex systems or any other bank black list. You can open up an account at woodforest. They are very friendly and helpful, and actually remember who you are when you come back in! Hands down the best bank I have ever opened an account with. They also have awesome hours (7 days a week!)

There are plenty of banks and credit unions that offer these second chance checking accounts. A company called "Bad Credit MD" has a pretty large list of these banks. You can view them at http://www.badcreditmd.com/second-chance-checking-account/

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