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Would a General liability policy afford coverage to cars parked in a parking lot during insured's event at a school?
If you purchased the proper coverage including coverage for the parking lot service then yes it would cover certain damages that you may be held liable for.
If your insurer was unaware of this part of your operation then there is likely no coverage for it as it would not have known to schedule it on your policy.
What else can I help you with?
If you fall in the walmart parking lot do they have liability coverage to cover you?
I am pretty sure they do. Walmart is a big company and does not want to get sued by all the Tom, Johns, and Bobs of the world. They have to cover themselves well.
Parking Lot Insurance?
form_title=Parking Lot Insurance form_header=Parking lots present a number of hazards. Be prepared with an insurance plan that covers those unexpected incidents. Is this parking lot for a place of business?= () Yes () No Is your parking lot currently under surveilance or monitored by security?= () Yes () No What is the maximum vehicular capacity of your parking lot?=_ Do you currently contract the maintenance of your parking lot?= () Yes () No
Does car insurance cover damage caused by trailer detaching from vehicle?
Liability coverage extends from the vehicle that is pulling a trailer, boat, or camper. This means if you are backing up in a parking area and the camper hits another vehicle the liability coverage will cover the damage to the other vehicle. Even if you are going down the road and the trailer comes loose the liability is still attached to the trailer and damage it does to another persons property is covered by liability from the vehicle that it was attached to. The kicker is that damage to the trailer itself is not covered by the vehicle pulling it. You would have to have a policy on the trailer itself for physical damage coverage to cover damage to the trailer.
What liability do you have when your 18-year-old moves out but still drives a car in your name?
The registered owner is ultimatly still responsible for the vehcile. Liability and all. They will still go after the driver of car too. And if there is not enough Liability coverage on the vehicle they have every right to also go after the driver. Please note... any parking tickets received or camera pictures will go to the owners address.
If your car was stolen in a store's parking lot are they liable to replace it if your insurance only covers liability?
i would say no...i don't know of any store parking lots whose liability would cover your vehicle if stolen...only instances i can think of where there MIGHT be coverage would be if you left your vehicle at a repair shop for them to work on and thru some NEGLIGENCE on their part, your vehicle was stolen, such as they left it outside with the keys in it....didn't take proper care in the securing of your vehicle..........sorry......
Does your insurance cover if you bumped into a car in a parking lot?
yes if you have collision coverage.
Do Veterinarians have malpractice insurance?
Veterinarians can carry Veterinarians' Professional Liability Insurance, which functions substantially similarly to malpractice insurance. Veterinarian's Professional Liability covers acts, errors and omissions while legally responsible to render professional services as a veterinarian or veterinary technician. In general, this coverage is endorsed onto a business owner's policy (BOP) or onto a commercial general liability policy (CGL), however it can also be written monoline. When not covered on the BOP or CGL, an exclusion endorsement is often added to exclude property damage to animals under the care of the insured. Remember, in most jurisdictions animals are still treated as the property of the owner and claims are settled as such. Veterinarians will also often purchase an "animal floater" which covers the cost of any animal that dies from a covered cause of loss (usually anything but disease or natural causes) while in the care, custody or control of the insured. For this coverage to be triggered, negligence by the insured does not have to be established, and it also covers theft of animals. It is considered a bailee coverage, similar to the coverage available and liability incurred by a parking garage, dry cleaner, or any service business which takes care, custody or control of another's property. The amount paid under this coverage is the replacement cost of the animal, or what it would cost to purchase, adopt, or acquire an animal of similar characteristics including breed.
What is commercial liabilty insurance?
Commercial Liability Insurance comes in two forms. One is for the workplace itself and one is for the product liability. So if you are in business, you need to insure for someone getting injured on your premises or in your parking lot if that is part of your premises. This can be for slip/trip and falls (most Common) to your building caught on fire and it also caught the building next to you on fire. Another aspect of this part of the insurance is if say a contractor accidentally damages or injures someone on the job. After the job is done is when the Product liability take effect. If the job is not performed right, or two days later the ceiling falls in after replacing your roof, etc. There is a special liability coverage for white collar products, such as doctors, lawyers, insurance professionals, etc. That is Professional Liability Coverage and is not normally part of the common Commercial Liability Coverage. I worked in commercial insurance for 20+ years, but I've been out of it for a while so some of my terms may not be exact, but the concepts never change.
Will progressive insurance pay for your car damage that was caused while your car was parked legally in your apartment parking lot if the driver of the car did not have insurance but the person who ha?
You didn't complete your question so I will try to answer it as best I can. Any policy no matter what company it is will be the same if you have the same coverage. If the other party had no insurance on the vehicle then your uninsured motorist coverage will pay for your damage just as if they had coverage up to you limit of UM coverage. If the other person was using someone else's car and the car owner had coverage then his insurance will pay for the damages. Liability coverage follows the car generally. If your UM coverage has to pay for the damages, they will go after the car owner and the driver for reimbursement of the loss.
What action should be taken if a valet parking attendant damages your car and has no license or insurance?
The valet's employer may be liable. Of course, a waiver of liability may have been part of your agreement.Your personal auto policy may exclude coverage in this situation. You should consult your insurer and possibly an attorney.
When are the busy times for parking at Lancaster General Hospital?
The most busy time for parking at Lancaster General Hospital is Monday to Friday between the hours of 9am and 5pm. One can find parking costs on their official website.
What kind of coverage for a dent in fender caused in a parking lot while in store?
The Coverage would be paid out of you "collision" coverage (if you have this coverage), your deductible would apply and in most cases, you would not get a surcharge. check with you agent, tell him you are not sure you want to put in a claim, but want to discuss this.
