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No one is liable for an act of nature
Presumably, The tenant signed a lease agreement.
Most landlords specify in the lease agreement that the tenant purchase there own insurance to cover the tenants and the landlords interest in the property being leased. This clarifies for the tenant that they are responsible for their own property as well as liable for any un-repaired damages to the owners property.
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Can a landlord and his insurance claim money from you for a kitchen fire?
Your "Renter's Insurance" should be the one paying the claim. It is your responsibility as a tenant to report any property damage to the landlord, and at the same time it should have been reported to your insurance carrier. If, per chance, one does not have renters insurance (which escapes all understanding why one wouldn't have this) then the tenant is responsible for all damages above what is considered normal wear and tear.
Does a paper carrier need commercial insurance?
If the are using their automobile for business, yes.
What is the time limits for filing insurance claims to a commercial carrier?
There is no time limit
Can one insurance carrier issue two policies to insure one property?
No, two policies cannot be issued against a single property as per Insurance Law.
How do you find the name of the insurance carrier of a company so as to file a claim?
You ask the owner of the property
If the Home Owners Association for a condominium community hires a roofer to make repairs to the common area and there is damage to a unit owners personal property who is responsible for the damages?
It all depends. Depending on the insurance policy you carry on your personal property, and depending on the insurance carried by the association and the insurance carried by the roofer, there would be some number of possibilities for who ultimately pays. If I were you, I'd document the loss of my personal property and include photos. I'd verify the association's insurance coverage (carrier name, policy # if available) and the roofer's insurance coverage (carrier name, policy # if available). Then I would file a claim with my insurance carrier and pass the other coverage details along with the claim and let my carrier decide who should pay.
Is there a professional liability insurance for a Residential contractor in SC?
What your looking for is Commercial General Liability Insurance for contractors, not professional liability insurance.And Yes. Almost any Commercial lines carrier will provide CGL coverage as well..
An insurance carrier whether a private carrier or a government program is referred to as a?
What is the question? An insurance carrier is an "insurance carrier." Some government programs may not use the term "carrier" but the effect is the same if you are covered and have a loss.
What is commercial insurance company or managed care plan participating provider?
A commercial insurance company or a managed care plan participating provider is a provider that is in network of participating providers. These providers can be doctors, nurses, dentists, or other practitioners.
Can a commercial building be insured for just liability?
Yes, but the problem will be finding a carrier who will write liability coverage a building with no property coverage on it. It would probably have to be an acceptable property risk for a casualty underwriter to consider writing just liability on it and there would have to be a good reason why you didn't want property coverage on it. Nobody wants to write liability insurance on a dump anymore than they want to write property coverage on it.
An insurance carrier whether a private or a government program is referred to as a what?
An insurance carrier, whether a private carrier or a government program, is referred to as
Can you locate a person's automobile insurance carrier?
can you help me find a person's automobile insurance carrier?
