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Yes, but the problem will be finding a carrier who will write liability coverage a building with no property coverage on it. It would probably have to be an acceptable property risk for a casualty underwriter to consider writing just liability on it and there would have to be a good reason why you didn't want property coverage on it. Nobody wants to write liability insurance on a dump anymore than they want to write property coverage on it.

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โˆ™ 2013-12-09 07:04:17
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Q: Can a commercial building be insured for just liability?
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Related questions

Does a builders risk policy provide liability?

It depends if the builder's risk policy is just for property or for property and liability. You can have a builder's risk policy, which includes general liability. If the insured is owner of the building, the general liability exposure is the cost of the project and will classes under subcontractor.

Does Foreign Commercial General Liability include Foreign Business Auto Liability?

It can be, but it just depends on the extent of coverage you purchase. Commercial Auto is not automatically included with Commercial General Liability. If you purchase the Commercial Auto coverage along with the Commercial Liability then you will have the coverage. If you purchase only the commercial General Liability then you won't have coverage for commercial auto.

How is general liability insurance different from comprehensive general liability insurance?

General Liability Insurance is just a form of Liability in the commercial sector. There is a difference in coverages offered in Personal Lines as opposed to commercial or business lines. A broader scope of coverage is needed if you are involved in a commercial (business) venture.

How do you find out if a Contractor has a Liability Insurance in FL?

Generally you just ask the contractor if he's insured, before hiring them.

Do trailers have titles?

Yes, they need to be registered and insured just as any other commercial vehicle.

Can you have your car towed if you or the car are no longer insured?

Yes. The tow company assumes liability when they hook up, however, this is only in a liability sense. I would just call one, and ask them.

What is the average cost for liability insurance for an appliance repair business?

I just got a quote in Nebraska for 250 yr for general plus 500 yr for commercial excess liability.

What does Additional insured mean with regard to general liability?

You are the insured. Your landlord or partner or banker may be the additional insured. They have a financial interest in or liability at stake with whatever it is you are insuring. It does not cost you more to name an additional insured. Why didn't you aks your agent this question? Can the person I was working for withold money owed to me because I did not put him under additionaly insured? Not legally unless it was contractually noted. If you did not have a loss you can just add the additional insured now. In a contractor/subcontractor relationship the contractor may request the subcontractor to name him "additional insured". In the event that a liability issue arises and is caused by the work of the subcontracor, the subcontractor's insurance will not only cover any claims made against the sub, but will also provide claims made against the contractor in regards to the sub's negligence. Many insurance companies DO charge a flat fee or a percentage based fee to name an additional insured.

Is the car insured if you just bought it?

A new car is not insured unless you insured it. You can insure a car before you pick it up, but if you don't it isn't insured.

Are volunteer workers cover under commercial liability insurance?

Commercial Insurance policies are very specific. They may be or they may not be covered. It just depends on on what coverages you purchased when you bought your commercial liability insurance policy. If you bought the cheapest rate you could find, then you probably do not have coverage for volunteers. It's best to contact your insurance agent for clarification of who and what is covered under your Commercial Insurance Policy.

Can a bank repo commercial equipment out of a building without the owner being present?

As long as someone lets them into the building, they can repo. They can not just walk in on their own. Someone has to let them into the building

If a tractor is insured is the trailer that the tractor is hooked insured?

I would have to say no. I have a tractor that is insured the only thing that is insured is just that the tractor (fire theft etc). Although You can get your trailer insured just as you can an ATV horse trailer car truck if you had a policy for it. your tractor insurance will not help with the trailer.

Does personal liability cover tree trimmers who are not licensed?

Personal liability is just that ! It does not provide for business related activites. If you want to be covered for business related activites you will need to buy a policy that coveres business related activites. If you are engaging in the business of tree trimming for money you need a COMMERCIAL GENERAL LIABILITY.

Is there a certain type of insurance I need to cover a apartment building I just recently bought?

Abso D lutley you need total coverage for fire and liability.

Where can I find construction liability insurance online?

Construction liability insurance costs depend on exactly what in your construction business you want to be protected against. You can choose policies that cover every aspect of building and which cost more depending on the actual cost of your building project. You can also opt for more restricted policies which provide liability insurance on certain portions of your building projects. Most major insurance carriers offer liability insurance, and you may first want to start by calling the carriers that are listed in the yellow pages of your phone book. If they do not carry the type of liability insurance you need, they can often refer you to a company that has just what you need.

Worlds smallest building?

It would totally depend on wether you meant smallest by height, square footage, depth, commercial or residential, etc. But a building considered to be one of the smallest commercial buildings is the Sam Kee building in Vancouver, British Columbia. It's just 6 ft. deep so considered the thinnest building by Ripley's Believe It or Not.

How do you find your neighbors homeowners insurance for liability?

You will just have to ask them for the insurance information. there is no central registry or database for homes and the insurance companies that insure them. You should first determine if your neighbor even has Liability insurance. Not all homeowners purchase liability coverage with their insurance policy. A home insurance policy can be bought with or without liability coverage. If the homeowner has elected liability coverage, The homeowners insurance policy will provide the homeowner with legal defense for the cost of defending against a suit that is brought against them claiming liability on the part of the insured. If the Insured is found at fault or liable in court, then their insurance company will cover the cost of those liabilities up to the specified policy limits. Alternatively you can sue your neighbor. Then If your neighbor has Liability coverage on his home insurance policy, You will then meet your neighbors insurance company attorneys in court.

Why does a contractor need a professional liability insurance policy?

A contractor typically needs a Commercial General Liability Insurance Policy. If the contract includes professional services, then the contractor will likely be required to carry Professional Liability Insurance, either in addition to, or in place of a CGL policy. It really just depends on the nature of the services contracted.

What is material used for building chassis of commercial vehicles?

Steel, just like it is for any non-commercial vehicle. some commercial chassis are a combination of steel and aluminum aluminum is used to make cross members to make gvw lighter

Will just having liability insurance cover your car if it is damaged?

No. Liability covers the others and their property.

How much do you pay for car insurance for a truck?

If the truck is a pickup that is used just for personal use and not in any business it can be insured just like any other vehicle on your personal auto policy. If it is over a 3/4 ton truck then it probably will have to be insured on a commercial policy. Talk with your agent about this issue if you have a larger pickup to pull a camper or the like.

What is sports insurance?

insurance in sport is just been insured...

How do you get rottweiler liability insurance?

Just use your favorite search engine and look for "Pet Liability Insurance".

I need to know if my car is insured?

Just call the insurance company that you paid for the insurance. They can let you know if your still covered. If you have not purchased insurance then obviously you are not insured.

Must painting contractors be insured for most jobs?

For the two states I checked, they need liability insurance. I would guess they probably do in other states, as well. Absolutely. Visit to find a list of qualified contractors near you. Just enter your zip code!