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Does personal liability cover tree trimmers who are not licensed?
Wiki User
∙ 15y ago
Personal liability is just that ! It does not provide for business related activites. If you want to be covered for business related activites you will need to buy a policy that coveres business related activites. If you are engaging in the business of tree trimming for money you need a COMMERCIAL GENERAL LIABILITY.
Wiki User
∙ 15y ago
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What is covered for personal liability insurance?
Personal liability insurance provides additional coverage to other insurance policies. Without personal liability insurance, any thing that one's home or car insurance could not cover, one would have to pay out of pocket. Personal liability insurance will cover those fines.
Does your homeowner liability cover you when you clean houses as an independent contractor?
No, there is a business exclusion under the liability section. You personal homeowners insurance will not cover your Commercial activities. You will need a Commercial General Liability policy to cover your business operations.
What does contractor liability insurance cover?
Contractor liability insurance typically covers property damage and bodily injury. It also will cover products and completed operations as well as personal and advertising injury.
Does homeowners' liability insurance cover personal injury on another property?
No, your Homeowners Insurance will not. Your Medical Insurance Will.
Can you get an umbrella policy that will cover auto property and personal liability?
Yes you can, usually those are obtained when you have a business as well
How much personal liability car insurance do I need?
Personal liability insurance is intended to cover you for damage you may cause to others. The amount of insurance you choose to get depends upon your assets and personal financial situation. There may be certain state minimum requirements as well.
Does homeowners insurance cover a non licensed in home daycare for personal injury?
It depends on the terms of the policy, but it's really unlikely that an insurance policy would cover illegal activity.
Does home insurance cover slander?
Personal Liability coverage is included in homeowners insurance. Personal Liability includes coverage several different scenarios including negligence for injuries and damage, libel, and slander. If you are accused of slander and are facing a lawsuit, contact your insurance agent to file a claim on your personal liability coverage and your home insurance company will pay for legal defense costs, settlements, and judgments awarded.
Does liability auto insurance cover your car if you hit a pole?
No. Liability insurance will only cover your liability for property damage/injuries to others. In this case, it would cover the damage to the pole you hit. Your liability coverage will never cover damage to anything you own. You would need collision/comprehensive coverage to cover damage to your car.
Who needs to carry personal umbrella insurance and what does it cover?
Personal umbrella insurance coverage and costs vary by company. Most require that you carry a defined amount of liability on your car or home policy.
What does personal liability cover?
When you look at the definition of legal personal liability it refers to the duty (or obligation) of an individual to meet monetary claims for damage or loss caused by the actions of the individual. The definition clearly states that claims can be made against your personal assets to meet personal liability claims. Personal liability is a legal responsibility you have towards others and it is a principle of common law. Common Law forms part of the South African legal system and this principle is therefore applicable to all of us as citizens of the country. Personal liability claims will be as a result of your negligence or can even be for not taking preventative steps to protect others against injury, death or loss. Let us look at an example of personal liability: If your dog bites and injures someone driving past your house on a bicycle, the injured person can lay a personal liability charge against you for his or her injuries, trauma, and any other costs that result from the incident.
Does homeowners' liability insurance cover a personal injury claim from another property?
Not if the injury occurred away from the home No. And also not if any crime was involved.
