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My horses (five in total) are riders on my homeowners policy. They cost an additional $10.00 a year for liability insurance. I also have an insurance policy for health care of them. That costs $495 a year (per horse) and includes one "floating" of their teeth each year. Last year we had one colic issue that cost about $4000.00. Farrier work costs $40.00 a month for no shoes and $170 a month for horses that need shoes.
If you are worried about the cost of health care on a horse, figure about $200.00 a month per horse average and you should have a few bucks left over after a few years. It is the hidden non insured costs that kill you in this hobby.
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∙ 15y ago
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