The bold jumper is a black spider with white dots on its abdomen that can resemble the shape of a heart. These are common in North America.
Black widow
A golden orb weaver spider has striped legs and a white sword shape on its back. This spider is found in most of the United States.
A spider that has a brick colored heart-shaped marking surrounded by white on its back and lives on the ground might be an orb spider or a white tail spider. This spider might also be a common garden spider found in much of the U.S.
I love riddles!! What kind? i have caught a spider with those exact same markings... the white "spot" on top of it's abdomen looks more like a white heart, and i found this spider in my yard in Sacramento, CA.... from what i have learned this spider is a Daring (or Bold) Jumping Spider... harmless and non aggressive supossedly...
jumping spider family (Salticidae
Black Widow
The European Garden Spider (Cross Spiders), among others, has dots on its back arranged in a cross shape.
what spider is black with a white hourglass on its back
The spider that is black with a white crescent on its back is the Brown House Spider. This spider is often confused with the red-back spider.
jayden the all mighty
It is a jumping spider. Check the links http://bugguide.net/node/view/26008/bgpage http://bugguide.net/node/view/3722.
A brown spider that has a white diamond on its back is known as a Parson spider. This spider does have a mildly venomous bite.