Yes Secondary credit numbers are LEGAL, based on the 1974 Privacy Act, as long as you don't abuse the number. You can use the existing laws to your advantage for a change. Due to certain rights guaranteed by the 1974 US Privacy Act Title V you have the right to keep your Social Security Number private and not be denied service due to your refusal. The credit bureaus are not government agencies, so you do not have to give them your Social Security Number. To answer the question, YES if used properly. Thousands of people have done it over the past 30yrs and continue to do so.
You are still responsible for the debts on your social security number .We suggest not to use the SCN as a way to avoid any debt (defraud creditors) under your Social Security Number. You are responsible for all debts on your old report and debts incurred with your Secondary credit number. You must remember that while you are rebuilding your credit, you must use your new SCN wisely. If you have had troubled credit in the past, don't repeat your mistakes
Yes, they can. This happened to me in August by Capitol One and I only found out yesterday because I ran my credit report. Apparently, they don't even need the secondary person's social, just name and birthday and they send the information to the credit bureau, making this show up on the secondary person's credit report.I want to know how this is legal!
No unless the primary gives the secondary permission too
Credit Privacy Numbers are free to everyone. www.cpnebook.com has information on how to obtain a CPN for free, but always be sure you do your due diligence in terms of the researching legal uses of a CPN.
Sixteen numbers are on credit cards to help reduce fraud.
the primary credit holder is the person who usually has the the better credit score or higher income. the secondary is on the loan too for the purpose of ownership. another scenario is when helping someone establish credit. the person looking to obtain credit will be the primary, the secondary would be the co-signor-helping guarantee that the creditor will be paid. In case of default on the loan, the secondary is next in line to pay it. Both people will have negative affects if not paid in a timely manner.
how do i obtain a secondary credit number
Port Credit Secondary School was created in 1919.
West Credit Secondary School was created on 1986-06-01.
Yes, they can. This happened to me in August by Capitol One and I only found out yesterday because I ran my credit report. Apparently, they don't even need the secondary person's social, just name and birthday and they send the information to the credit bureau, making this show up on the secondary person's credit report.I want to know how this is legal!
No it is not !If a person pays for goods or services by credit card, the Credit Card Company is the only organisation allowed to retain details about the customers card.
Port Credit Secondary School's motto is 'May the Light Never Fail!'.
Credit Privacy Numbers are free to everyone. Just make sure you do your research in terms of the legal uses of a CPN.
No unless the primary gives the secondary permission too
FOR INFORMATION ON LEGAL CREDIT VISIT THIS LINK. comdeals/lexingtonlaw/Anaaatencio
Credit Privacy Numbers are free to everyone. www.cpnebook.com has information on how to obtain a CPN for free, but always be sure you do your due diligence in terms of the researching legal uses of a CPN.
It depends on who's credit card. The numbers are your bank account, the date the credit card is validated for.
Fake credit card numbers are illegal. If you get caught using fake credit card numbers, you could go to jail.