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Mostly it depends on the responsibility laws in your state, and whether or not you're required to carry liability insurance on the car. Either way, you're playing a dangerous game. Since consideration has been made (i.e., money has changed hands) to sell/buy the car, your insurance company could consider the vehicle sold and thus deny coverage on your policy (Why? Because the premium you pay is based on you as the driver, not the "unknown quantity" that is your friend. Your insurance company could also claim material misrepresentation, in that you didn't add your friend to your policy or purposely kept her off the policy while knowing she was using the vehicle on a regular basis). If you don't carry insurance, you'd better believe that an injured party's attorney is going to come after you -- as the vehicle owner -- if/when your friend wrecks the car. I've seen lots of these types of arrangements. Usually they work just fine, but when an accident occurs, watch out! Beyond insurance, this set-up can cause real legal problems for you. You are basically selling property that you do not own and you can bet the bank will take a very dim view of this. You probably haven't crossed the line yet, since the bank is still getting the money that they are entitled to and therefore have not sustained any losses. But you are in such a small grey area that it would be wise to get out now. deductible (a+)
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∙ 8y ago
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Your son who has a car and his own car insurance used your car for the weekend he was in a accident the fault so far lies with the other driver whose insurance is responsible for the damages to your c?
The driver at fault is always responsible for damages incurred during an accident. The at fault insurance company is responsible for damages to your car.
If my name only as the owner is on a car but my daughter who has her own insurance on the car was in an accident could you be legally responsible?
No. Car insurance is insurance on the car not insurance on the driver.
Who is liable in a multi-car accident?
The person that is responsible for the accident.
Who is responsible for passengers in a car accident?
The Driver
Can power of attorney be held responsible if principal causes car accident?
The fact that you hold someone's power of attorney does not make you legally responsible for their actions. You are legally responsible for your own actions, of course. If as part of a settlement for the car accident you were supposed to issue a payment from an account of theirs that you have power of attorney over and you don't, you could both be in trouble over that, but the car accident itself would not be your fault.
Would I be responsible if someone else is driving my car and they get into accident?
No. The driver is responsible.
Can you be held responsible for a car accident involving a car under your policy that someone else owns?
You may be legally responsible but since the car is on your policy it is your rates that might suffer if the accident was the fault of the driver of that car.
Who is responsible to pay in a no fault accident?
Everyone is responsible for covering their own costs.
Can someone be fired for car accident in company car?
Yes. You are responsible for the car and having an accident in it shows that you didn't take proper care of the car.
Who is responsible when there is a three car accident and the 3rd car only damages the 2nd car?
I believe whomever caused the accident is at fault, whether their car was damaged or not. * The evidence compiled in the accident investigation will determine the responsible party. To determine who is at fault in a vehicle accident investigators use a method referred to as "chain of causation" and begin the investigation with the vehicle that was last in motion. This does not necessarily mean that the driver of said vehicle is the one responsible for the accident. It is quite possible that the driver of the vehicle that was not damaged will be the one determined to be responsible for causing the accident.
In a three car collision is car 3 responsible for both car one and 2?
That would depend on who caused the accident and one of them is responsible of that.
Who covers damages if the vehicles is uninsurred but the driver has his own insurance?
When a car is uninsured and it involved in an accident, the owner of the car is responsible for its damages and that of the other involved cars. This rule applies even if the driver has his own insurance cover on a different car.
