What would you like to do?

Can a chapter 7 bankruptcy discharge a civil judgment on a credit card debt?

already exists.

Would you like to merge this question into it?

already exists as an alternate of this question.

Would you like to make it the primary and merge this question into it?

exists and is an alternate of .

Yes, unless the debt was fraudulent incurred. If the debt was fraudulently incurred, the creditor could file an action objecting to the discharge of that debt. One important thing to remember is that judgment LIENS will survive the bankruptcy unless the debtor files a petition under Section 522 of the bankruptcy code to remove the lien. If you file for bankruptcy, make sure you tell your attorney about any judgments against you so the attorney can investigate whether or not any liens exist.
Thanks for the feedback!

"Fishing Without Nets" was shot in East Africa with Kenyan actors of Somali descent. What was the casting process like for the movie?

View Full Interview

Do you need to include all credit cards when filing a chapter 7 bankruptcy?

  Answer     Yes, all debts and assets must be included in the bankruptcy filing. If a mistake is made and some debts and/or assets are not reported, the filer sh

Where do you list judgments in chapter 7 bankruptcy?

  Judgments are listed by creditor in Schedule D, E or F, depending on the nature of the debt and judgment, and in the Statement of Financial Affairs. question 4a (if with
Before discharge of a chapter 7 active bankruptcy can you apply for credit or will it affect you bankruptcy?

Before discharge of a chapter 7 active bankruptcy can you apply for credit or will it affect you bankruptcy?

No legitimate commercial lender will grant you credit while you are in a Chapter 7. Any applications will be turned down and will adversely affect your credit score. The only

Can a civil judgment be discharged in chapter 7 bankruptcy?

Yes, but judgment LIENS will remain in place unless you file the appropriate motion with the bankruptcy court. You definitely should see an attorney about this. Also, there ar

Does filing bankruptcy stop garnishment of wages due to judgment on credit card debt?

  Filing bankruptcy can stop a garnishment immediately. If all funds that have been garnished have been properly exempted, the garnished funds can even be returned to the

When will your bankruptcy be discharged after filing chapter 7?

Short Answer: Approx 90 days Detailed Answer: Once you file Chapter 7 Bankruptcy, you will receive a notice to attend a 341 Creditors Meeting which is scheduled approx 30 da

What if any are the tax inplications of debt discharged in a chapter 7 bankruptcy?

Chapter 7: This chapter of bankruptcy law provides for a full liquidation of an entity's non-exempt property to satisfy creditors, and discharges all dischargeable debts  

Can a small claims court judgment be discharged in a chapter 7 bankruptcy?

  Answer   Yes, unless the judgment was a result of fraud. If the judgment creditor has filed a judgment lien against any of your property, you will need to take the
What debts get discharged in chapter 13 bankruptcy?

What debts get discharged in chapter 13 bankruptcy?

  There is an excellent book that provides both a thorough perspective and key detail about chapter 7 and chapter 13 bankruptcy:   "The New Bankruptcy, will it work for

How can you get a civil judgment from creditor either off your credit report or show it was included in chapter 7 bankruptcy filing?

You cannot get it off of your credit report. You can get the accurate information that the account has been handled in Bankruptcy court on __ date. You need a copy of your ban

If you own a small business and you want to file personal chapter 7 on credit card debt do you have to file a business bankruptcy?

This is rather complicated. If your personal and business expenses were totally separate and there was no commingling of assets or debts, than probably not. Your business wil

At what point in a Chapter 7 bankruptcy is it considered final with no new debts eligible for discharge?

When you file for Chapter 7 bankruptcy, you are responsible for listing all of your debts. Some debts are generally not dischargable (i.e. child support, most taxes, student

Can you sell your house before your chapter 7 bankruptcy is discharged if you're not including it in the filing and your payments are up to date and you're only filing on medical bills and credit card?

  Answer   I am not an expert by any means, but from what my attorney told me, I would definitely not do this. The trustee could decide that you must take the procee