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Can a creditor of an un-reaffirmed loan address mail to you with your name and Chapter 7 in the address line?
Wiki User
∙ 15y ago
Yes, there are no consumer laws such as the FDCPA that would prevent such action, as bankruptcy is a matter of public record, and some bankruptcy filings are published in newspapers. Since it is true it could not be construed as slander, libel, defamation and so forth. It is rude, unethical and completely without reason, but not illegal. No, I don't think you can be slandered, libeled, defamed for anyone publicising your actual and legal, TRUE and public record actions. The defense of it being real and actual....albeit a derogatory, covers most anything said about you (that truth was your choice...don't want to be called a bankrupt, don't be one). How rude, unethical, etc it is can also be disputed....the reason it is a matter of public record is because it is something that the public should know! (That your trustworthyness is to be questioned as you failed to maintain your sworn promises and pay debts, obligations, etc. I'd want tp know before having any dealings with you...don't want to end up like th last guys...and if you lied on the sworn agreement to pay them back...and likely more...for whatever the reason...I don't want to find you had a reason to lie to me too). The only real legal thing is if the letter itself was an attempt to collect the debt (which cannot be attempted during the BK, and probably won't exist after it) or just standard correspondence.
Wiki User
∙ 15y ago
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The maximum amount of credit you are allowed by a creditor is called?
line of credit
The maximum amount of credit you are allowed by a creditor is called an?
line of credit
What's address line?
Address line is for your current address or P.O box.
What is address lines?
An address line carries address information rather than other data via a bus or cable. An address line is also the line where an address would go on an letter or envelope.a line and a adress
How do you find creditors' addresses for filing bankruptcy?
Check your Credit Report. It has the names, addresses, and phone numbers of each of the creditors used over the past 7 years. Call or go on-line to contact all three Credit Reporting Agencies. The Bankruptcy Code as amended in 2005 requires you to use the creditor's address that is on the last three written notices that creditor has sent you. If you have not received anything in writing from them in a while, then go online and search for the corporate address and telephone number. Call them and ask them what their company's bankruptcy address is. Write down the steps you took to obtain the proper address in case you need the information later. Use all addresses you have for that creditor in your bankruptcy schedules and mailing matrix - overkill is better. Failure to properly notify the creditor may result in that debt not being discharged so treat this as one of the most important aspects of filing.
When will a 30 day late show on a credit report?
When you creditor updated your trade line
What is first line of address?
The first line of an address is composed of the street address. The second line is used for any apartment or suite number.
What am I supposed to write in a format like ''Address Line 1 and 2''?
The first line of your postal address and the second line of your postal address. But if the second line of your postal address is your town or city check that the next field is not "town/city". So for example: Address Line 1: 21, Any Street Address Line 2: <leave blank> Town/City: Mytown or Address Line 1: Apartment 1234 Address Line 2: 21, Any Street Town/City: Mytown
What does street line mean?
address. address.
How do you stop a creditor from updating the account that is included in bankruptcy?
Make sure the creditor was notified that their debt was included in and discharged through your bankruptcy. Once notified, they cannot legally update a trade line.
What does Address Line 1?
it means a street address or your home address
What is an address line?
An address line carries address information rather than other data via a bus or cable. An address line is also the line where an address would go on an letter or envelope.a line and a adress
