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Can a driver with an out of states license be on your auto insurance?
Wiki User
∙ 9y ago
If the person has just moved into the state, the insurance company will allow you to add them to your policy. Most companies will allow them 30-60 days to get an instate license. If they don't obtain an instate license within this period, they will probably non-renew your entire policy and all vehicles. Be truthful with your insurance agent and company and they can work with you. If this person actually lives in another state, they need to get their own insurance where they live. It is not worth risking your insurance record and your life to help someone cheat the insurance company out of a few dollars.
Say you add your brother to your policy in Virginia, but he actually lives in New York. It might seem good for a little while until he has a wreck and hurts someone in another car with the accident being his fault. Your insurance company company will deny the coverage for material misrepresentation. Guess what happens when your brother gets sued and you will be sued as well. Your insurance company is out of it. You will have to pay an attorney, losses, interest, etc. just to save a few dollars.
Wiki User
∙ 9y ago
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