Yes. The real question, however, is whether it is enforceable. Every state has laws governing the outside date when liens can be filed, and how long the contractor can wait before filing suit to try to enforce it. But you should look at the deed that you got at closing. Depending on the kind of deed, if the contractor has a valid lien you may have a right to go after the previous owner for damages you suffer.
can a property or business be liened if one of the owners, owe debts
You need to speak to a lawyer (attorney) about this, the lien needs to be removed or you will have trouble selling the property in future. You will need to prove when you purchased the property and that you payed for it in full (or with a mortgage).
In general you are only responsible for your own debts but you need to get this sorted out properly so you need to see a solicitor (attorney) to get this cleared up.
Yes, any person listed on the deed as an owner can have a lien filed against that property in their name, even if there are other owners listed. However, a creditor cannot force the sale of property held as tenants by the entirety for the debt of only one of the parties.
If the other part owners do not want to sell the property one of the tenants in common can petition the probate court to Partition the property. In that case, it will be placed under the authority of the court, a commissioner will be appointed and the property will be sold with the net proceeds divided amongst the heirs or beneficiaries. It is a costly procedure. If the other owners want to keep the property it may be better to offer to purchase the interest of the one who wants to sell.
when the property is sold of course.
If the property is real property the estate must be probated and any surviving children will become the new owners. You will own your portion until you sell or convey it to someone else by a deed. However, if the other owners want to sell the property and you cannot be found then they could seek a court order to sell your portion of the property and the proceeds would be placed on deposit in your name. Costs and fees thereafter could cause your portion to decrease. Personal property should be claimed within a reasonable period.
Best practices dictate that you hire a local, common interest community-savvy attorney who works with owners who can help you defend this lien, or help you settle it.
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Yes. If, for example, you do not pay your assessments, and a lien is placed on your title, the filing is reported to the credit bureaus, and will show up on your credit report. Your score could suffer.
A mechanic's affects the property where labor or materials were supplied for the improvement of that property. They are governed by state law and if the lien is not paid off with a certain short time period the lien must be 'perfected' by some court action to foreclose on the lien.In some states the lien can be perfected in court and a judgment lien will be issued that once recorded in the land records can affect other property owned by the debtor. However, prompt follow up of the original mechanic's lien according to state requirements is required for the creditor to maintain their right to relief.
The sentence placed right before the main one.