What would you like to do?

Can a person collect long term disability benefits while on social security disability in IL?

already exists.

Would you like to merge this question into it?

already exists as an alternate of this question.

Would you like to make it the primary and merge this question into it?

exists and is an alternate of .

Can a person collect long term disability benefits while on social security disability in IL?
The state you live in will not impact your eligibility to receive Disability benefits from a Long-Term disability policy. Therefore, Yes you are able to collect Long-Term Disability (LTD) benefits while receiving Social Security (SS) benefits.

To be more specific though, whether or not you actually receive benefits from your LTD policy will have everything to do with the wording in the contract. If you have group coverage through work, then it is likely that any benefits you receive from Social Security will offset the benefits payable through your LTD plan dollar-for-dollar. In this situation, even though you are able to receive LTD from your company policy, you may not actually receive any from it if you are receiving Social Security benefits equivalent or higher than the monthly benefit it provides. The same consequences apply for Federal Government employees as through the FERS program. Additionally, if you own an individual policy that has Social Insurance offset benefits, then theses benefits will also be offset dollar-for-dollar.

If you own an individual LTD policy that does not have Social Insurance benefits than you would be able to collect on Social Security benefits and 100% of the benefits provided through your LTD policy.

This is actually one of the main reasons why individual LTD coverage is much better than group coverage.
Thanks for the feedback!

Can you collect military disability pension and social security disability?

Yes you can and most often are entitled to both. Each makes it's  own separate decisions though. One doesn't automatically make you  eligible for the other. You must apply f

Can a person who is 25 percent disabled but is working collect Social Security disability benefits?

No. The Social Security Administration only pays disability benefits if they determine you have a qualifying condition, are completely disabled, and are expected to remain dis

Can a person get disability and Social Security?

When people refer to "Social Security," they general mean retirement benefits. SSDI is Social Security Disability Insurance, which is paid from the same fund, but available on

Can you collect social security benefits while on private disability?

Yes, if you own a private Disability insurance policy, the guidelines and benefits are accounted for separately from Social Security benefits. A person can be eligible to rece

Can you get a mortgage while collecting social security disability?

The short answer is yes. The long detailed answer would depend highly on your credit score, income, debt to ratio etc. There may be special financing programs for you such as
Why can't I collect long term disability and social security disability at the same time?

Why can't I collect long term disability and social security disability at the same time?

There is a very wide variety of "insurance" coverage from employers, public sources and private policies, and you should address your questions to the administrator of the ins
Can you apply for Social Security Disability while collecting unemployment?

Can you apply for Social Security Disability while collecting unemployment?

Technically and legally, yes, but there are risks involved. While the Social Security Administration doesn't prohibit people on (SSDI) disability from receiving unemployment
How long can a child collect social security for disabled parent?

How long can a child collect social security for disabled parent?

If the child is collecting Social Security Disability from the disabled parent's benefit, he or she may generally collect it until the age of 18. However, under current law, i

Can a person work while on social security disability income?

I believe there are ways to make additional income when on disability. You will have to find out the maximum amount your allowed to make while on disability. You are permitted

Can an OPERS disability person also collect Social Security Disability?

Yes you can collect both, but each agency has to accept you independently of each other. But there's a catch (as always). Any benefit you receive from SSA is subject to the WE

Can you work any while collecting long term disability?

This will depend on the type of Disability contract you have, and also the exact situation.    If you are partially disabled, meaning that you can still work a few day

Can you collect unemployment in Nevada while you are filing for Social Security disability?

Legally, yes, but it may be a factor in whether you're approved for Social Security Disability (SSDI). While the Social Security Administration doesn't prohibit people on (S