0
Can home owners insurance pay for a repair or replace the air conditioning unit if damaged by a friend or neighbor?
Wiki User
∙ 9y ago
You would need to contact your insurer and ask them. Not all policies cover the same things. There are many options and levels of coverage available for homeowner to choose from. Your Air Conditioning unit is covered for the same perils as the rest of your home, Typical perils are Fire, Wind, Hail, etc.
The above being said,
If your Ac unit was vandalized by someone, then you want to check and see if your home insurance policy has coverage for Vandalism and Malicious acts (VMM).
If you allowed someone to work on the AC unit that ruined it, then no, that would not be a covered peril.
Wiki User
∙ 9y ago
Add your answer:
Earn +20 pts
Is an air conditioning unit covered under home insurance?
No. If you need to replace it you pay for it.
Should insurance replace all cabinets after water damage?
Replace or repair all damaged as specified in your policy.
How quickly will an insurance company repair or replace your roof tiles after they are damaged in a hail storm?
== ==
Will Atlas insurance cover flood damage?
Yes Atlas insurance does cover flood damage. They also secure food insurance that you may need and also provide you with insurance to replace your assets which were damaged in the flood.
How does mobile phone insurance protect consumers?
Mobile phone insurance does not protect the consumers but rather the phones. Most mobile phone insurance will replace of fix a phone if it is damaged, broken, or stolen.
Why should a landlord get contents insurance?
It is very important for a landlord to get contents insurance if they are renting out a property with furniture included. If then the contents are damaged by the tennants then the landlord will be able to use the insurance policy to replace them.
If your new car's door is badly damaged how do you get the insurance company to replace it with a new door instead of just repairing it?
Depends on how it was damaged. If it was another drivers fault, take it up with their insurance company, by getting estimates of a new door and submitting it to them. If it damaged the vehicle bad enough, by making it unsafe to drive or bending the frame, it would be safer to replace it anyways, rather than repairing it.
Why should a tenant have insurance if the landlord has insurance?
You should have tenant insurance yourself because the landlords insurance only covers the damage to HIS PROPERTY, not yours. So I VERY HIGHLY suggest you get personal insurance if you want to replace damaged/stolen items.
Do you have to replace your furnace if you replace your air conditioning unit?
If is a 2 stage air conditioning unit. You might want to replace the furnace.
Will insurance cover the cost to replace the carpet throughout your house if the majority of it was damaged from an accident And you have the same carpet throughout now.?
No. If your carpet was damaged by a covered peril. Your insurance policy is only responsible for repair or replacement of the damaged part with like kind and quality. Their is no coverage for cosmetic aesthetics or exact match issues.
What can be done to fix a pantech breakout when it wont charge or turn on?
It depends on what caused the device to not power on. The battery could be damaged. Replace the battery. The charging unit could be damaged. Replace the charging unit or find the damaged component and replace it. The charging connector could be damaged. Replace the circuit board or find the damaged component and replace it. The power button could be damaged. Replace the circuit board or find the damaged component and replace it. Something could have fried the circuit board. Replace the circuit board or find the damaged component and replace it.
What does homeowner's insurance pay for in case of damage to your house and its contents?
Rebuilding the house and buying all new items to replace those damaged
