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In C-13 not without trustee approval. And in any filing...while maybe not against the rules...it is impossible to find a lender (and will be for some time), and really...considering your past experiences with not paying what you owe...and now having escaped debt...something you shouldn't need to do. Pat of BK is adjusting to live within your means

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Q: Can take out a loan before bankruptcy is discharged?
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Chapter 7 discharged bankrupcya cousin is now trying to take you to court for money that you borrowed a year before you filed for bankruptcy are you protected under the bankruptcy?

If you included it in your bankruptcy, you're protected by the discharge. If you didn't and you're already discharged from Chapter 7, you may not be protected. I suggest you discuss this with your bankruptcy lawyer.


How soon after a chapter 7 bankruptcy can you buy a car?

The day you are discharged you can buy a car. You need to take proof that you are discharged.


Will the same bank used in bankruptcy issue a persoanal loan?

While you are a bankrupt you can not legally take out a personal loan. Further before issuing you with a loan (even after your bankruptcy has cleared) all banks will perform credit checks and they will probably refuse you credit (the loan) on the basis of your history.


Can you have a catalog account after you are discharged from bankruptcy?

Yes, after bankruptcy your debt (that which was listed in the bankruptcy) is eliminated. It may, however, take some time to restore your credit rating to the point where creditors will take a risk on you.


If your mortgage was not reaffirmed and it was discharged in bankruptcy do you have to repay it?

Any debt discharged through BK is cleared and no longer exists. The debt may no longer exist but the lien against the property still exists. While you do not have to pay the loan, the note holder can still take possession of the property.


How do you remove liens on property that was transferred for no consideration before the judgment was executed when the debts were included in bankruptcy?

The person wishing to take the action needs to be certain that the debts were actually discharged in the bankruptcy before he or she can take any steps to have the liens lifted. The other issue would be if the property was legally transferred according to the federal or state bankruptcy laws or if it is being challenged as a fraudulent conveyance. If the BK has not been discharged and in most cases closed as well then the liens may still be valid. The best option is to consult with an attorney who is knowledgeable in federal and state bankruptcy matters.


Is it safe to do credit card cash advances before file bankruptcy?

Not really. Cash advances can and will be scrutinized by the bankruptcy Trustee for up to ONE YEAR prior to your bankruptcy filing date. If you take a cash advance and then file bankruptcy, that portion of your debt may not be discharged, on top of having to account for why you took it and what you spent the money on.


What if happens if you cosigned for car loan and the borrower files for bankruptcy?

if the consigner files bankruptcy can the borrower take the car


Can you put an eviction in a bankruptcy?

No. Bankruptcy doesn't erase anything from your credit. In fact, it adds a very, very, bad thing to it.


How long are federal student loans take before they are forgiven?

I don't think they're ever forgiven. I know they're one of the special categories of debt that isn't discharged by bankruptcy.


How long does it take for the accounts to come off your credit report after being discharged from bankruptcy chapter seven?

Never


Will a credit score change when a discharged bankruptcy is removed from the credit report?

Yes, but only after the bankruptcy is removed from your credit report - which can take over ten years from the discharge.