In C-13 not without trustee approval. And in any filing...while maybe not against the rules...it is impossible to find a lender (and will be for some time), and really...considering your past experiences with not paying what you owe...and now having escaped debt...something you shouldn't need to do. Pat of BK is adjusting to live within your means
If you included it in your bankruptcy, you're protected by the discharge. If you didn't and you're already discharged from Chapter 7, you may not be protected. I suggest you discuss this with your bankruptcy lawyer.
The day you are discharged you can buy a car. You need to take proof that you are discharged.
While you are a bankrupt you can not legally take out a personal loan. Further before issuing you with a loan (even after your bankruptcy has cleared) all banks will perform credit checks and they will probably refuse you credit (the loan) on the basis of your history.
Yes, after bankruptcy your debt (that which was listed in the bankruptcy) is eliminated. It may, however, take some time to restore your credit rating to the point where creditors will take a risk on you.
Any debt discharged through BK is cleared and no longer exists. The debt may no longer exist but the lien against the property still exists. While you do not have to pay the loan, the note holder can still take possession of the property.
The person wishing to take the action needs to be certain that the debts were actually discharged in the bankruptcy before he or she can take any steps to have the liens lifted. The other issue would be if the property was legally transferred according to the federal or state bankruptcy laws or if it is being challenged as a fraudulent conveyance. If the BK has not been discharged and in most cases closed as well then the liens may still be valid. The best option is to consult with an attorney who is knowledgeable in federal and state bankruptcy matters.
Not really. Cash advances can and will be scrutinized by the bankruptcy Trustee for up to ONE YEAR prior to your bankruptcy filing date. If you take a cash advance and then file bankruptcy, that portion of your debt may not be discharged, on top of having to account for why you took it and what you spent the money on.
if the consigner files bankruptcy can the borrower take the car
No. Bankruptcy doesn't erase anything from your credit. In fact, it adds a very, very, bad thing to it.
I don't think they're ever forgiven. I know they're one of the special categories of debt that isn't discharged by bankruptcy.
Never
Yes, but only after the bankruptcy is removed from your credit report - which can take over ten years from the discharge.