What would you like to do?
Can you choose whether your ex or your new spouse is covered by your medical insurance?
Well, I will try to keep my personal comments to myself in regards to your future husband continuing to have his ex on his policy. I would suggest you call the Department of Insurance for your state government and pose this question. They can give you all the answers. Be ready to wait and go through a few people when you call but you should be able to get your questions answered. You could also call the insurance company anonymously and ask this question as well.
I have always been under the impression that coverage is only available to those persons that are dependents of the head of household, which is usually determined by income. Now that your husband will be YOUR husband, he becomes the head of household for you and not his ex unless you bring in more income to the household. If you bring in more money, you will be considered "head of household." He may still be required to keep insurance on her, however, if it is court ordered such as part of her alimony (if any was allotted). Legally, I don't think she has right to coverage because she is no longer his dependent because she is no longer his spouse even if by common law. Whether the insurance company will keep coverage will depend on your husband paying for it if they give him an option. If after investigating this you find that she will be cancelled, make sure to tell her. Even if she gets mad over it, she needs to be told that she will be uninsured. It wouldn't be right to cost her money for an expensive procedure or medical stay because she never realized her coverage was cancelled. In fact, I would put this in writing with a copy in your files so that she cannot try to sue for not notifying her of cancellation. This would be a good time, too, to review coverage of the children. Determine who will keep coverage. If she will be paying for coverage, then ask if the insurance company will send cancellation notices to more than one address. That way, if for any reason, she cannot pay for her premiums (non-payment is not always avoidable), your husband can pick up coverage until she can resume.
Once it's your X, they are no longer eligible. So it would be your new spouse. Your x though could get COBRA.
When I answer a question - I like to show you the SOURCE and proof. Here's an excerpt from the Blue Cross CA Individual Brochure
Members who become divorced or who have children's coverage and become overage dependents will be moved to their own policy.
Under federal law a spouse is entitled to coverage on your group health plan for up to 36 months under COBRA. If you keep the spouse on your health plan as a regular dependent after the divorce is final that is considered insurance fraud and prosecutable by the insurer. It is a very serious crime and can, and usually does, result in large financial penalties and felony convictions that include prison time. However, under COBRA that ex has the right to coverage. The only time you would have to pay for it is if it was part of a divorce settlement or ruling by the divorce court that you were responsible for the premiums.
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What happens to a spouse when an ex girlfriend is left as the beneficiary on an old life insurance policy?
It is the responsibility of the person holding the life insurance policy to keep the beneficiary data updated as necessary. In the scenario in the question, the ex girlf…riend was listed as the beneficiary ... and will be awarded the proceeds from the policy. Unfortunately, there is little the spouse can do to stop that. The beneficiary designation is binding and will hold up in a court of law.
The coverage of medical insurance varies, depending on the company and the plan chosen by the individual. Medical insurance may cover (entirely or partially) annual physical e…xaminations, routine blood work, blood glucose tests, blood pressure and blood cholesterol monitoring, cancer screenings, electrocardiogram and X-rays, if needed, and recommended immunizations.
Answer Is there an insurable interest, like child support, alimony, estate planning for the kids? Is the x-spouse willing to sign the application and take the physical?
No most dental procedures are done by dentist which don't fall under most health plans. A dental health plan is aivailable at most employers and independent. Otherwise one usu…ally have to pay out of pocket.
It depends on your carrier. Mine covered the two impacted teeth but not the two very decayed not impacted teeth. Your oral surgeon should be able to tell you in the consult.
Usually rather contemptuously, if at all. I believe they hardly mind , because their emotions are shallow anyway. You may have wanted to believe you were loved, but someone tr…uly psychopathic or with severe NPD may be able to sometimes emulate loving feelings but they are just not there. They will usually have moved on to someone else 'better' anyway! I know that there are a very few cases of these distorted thinkers stalking their ex, because they are so astonished and furious at being dumped they can't accept it - but generally it's probably safe to consign them to the dustbin of history, as they have you.
%DETAILS% Answer Once the divorce is final - the non-working spouse is no longer eligible for coverage. Claims would be denied. The ex would be… elibible for COBRA though. For more details see http://www.steveshorr.com/dependent.definitions.htm www.steveshorr.com/cobra.htm
No. Absent a court order, He is not required to provide your insurance. Bare in mind though, That as a married couple, Common law does make each spouse financially liable for …the others incurred bills so long as you are a married.
Yes, for a medical reason. This isn't common but the pannus would have to be unusually large to the point that it chafes and repeatedly gets infected.
It depends if it's part of your coverage. Review your policy to find out. If there is no dental coverage, ask your insurance provider or broker if you can add a dental plan …to your policy or add a dental rider.
This depends on the insurance provider. Some cover only 25% of specific medical treatments, others could cover as much as 100%. Generally speaking most insurance providers cov…er 80% of a regular (preventative care) doctor visit or require a co-pay. Check the policy information before you purchase insurance. Alternatively, if you already have insurance, contact your provider and ask what is covered.
Can an ex lay claim to their former spouse's life insurance if a new spouse was named as the beneficiary?
What does unreimbursed medical expenses mean Does it mean not covered by Insurance you get medical bills all the time from the ex you are only to pay per your divorce Items not covered by insurance?
This does mean expenses are not covered by insurance. If this iswhat the divorce decree says, then you are responsible for thesebills.
You have medicare insurance and your spouse has medical insurance provider which includes you which medical insurance is primary nfor you?
If you have medicare and you are a dependent on your spouses medical insurance policy then you would be primary under your spouse and Medicare would be secondary payor. There …are a few circumstances where Medicare would be primary but very few (your spouse is covered under COBRA, the group is less than 20 members, or you have end stage renal disease.) Medicare is 99.99 % always secondary because it is a government program (much like Medicaid.) I hope this helps:) Evan
Yes, it can be covered in the divorce agreement, from what I have been told. Working in physician's offices, I've seen it on health insurance plans. Personally, I have also kn…own women who are still covered under their ex-husband's health insurance as a part of their divorce agreement. Different insurances might have different rules, so you should always check with your insurance company first before doing anything else.