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major medical insurance providers usually offer a broader range of coverage in which most other insurance companies don't. Making it easier to choose the right coverage for you or your family
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∙ 14y ago
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Do you need major medical insurance if you have employer supplied insurance?
Generally, employer-supplied insurance will provide major medical. Check your policy or ask your HR representative about your specific policy.
Where can one get major medical insurance plans?
Major medical insurance plans can be obtained from companies such as BUPA and Saga. They can also be obtained from a company such as Simply health which specializes in doing medical plans.
What does major medical insurance cover?
Major medical insurance covers a variety of services. Some of these include a certain number of regular doctors' checkups annually, dental insurance, as well as prescription medication.
Is it necessary to buy catastrophic medical insurance for people covered by regular medical insurace?
Catastrophic medical insurance is insurance only for large payments when something major happens to you. If you have regular health insurance, you do not need to purchase catastrophic insurance as well.
Is eye surgery covered usually under major medical insurance or vision insurance or does it depend on your insurance carrier?
Eye surgery is covered usually under major medical insurance if it is work related. It also depends on your insurance carrier in terms of the costs and doctors you can choose from.
Is supplemental health insurance enough?
Probably not. Supplemental health insurance is designed to fill holes not covered by major medical insurance plans: deductibles, co-pays, co-insurance, policy limitations, income replacement, and non medical expenses such extra travel, lodging expenses, etc. Major medical insurance is designed to cover your primary need - catastrophic losses associated with a sickness or injury. Supplemental insurance should not be viewed as a replacement to major medical coverage.
Does homeowners insurance cover injuries incured on a tractor?
No. That's what your major medical insurance policy is for.
Is disability income included in comprehensive medical policy?
Disability Income insurance is not included in major medical. It is a completely different type of insurance.
What is the purpose of COBRA medical insurance?
If you want to know what the purpose of COBRA medical insurance is, it is to protect certain former employees and their needs when thy lose coverage under a group health plan. This is a very useful thing to have.
If you are a passenger in a one car wreck and the driver is not a designated driver who will pay for your medical bills?
The at fault drivers auto insurance policy would pay for medical bills up to the policy limits for which that insured driver is liable. If there is no insurance then there is no coverage. If no one has Auto Insurance to cover you, hopefully you have a major Medical Insurance Policy in place. Major medical will cover your medical expenses even from a car accident.
What is major medical insurance?
Major Medical, or Catastrophe, Insurance are policies which are designed to protect the policyholder only in the event of a serious, or major, medical condition arising. This type of insurance plan will typically have extremely high deductibles (excesses) and co-pays, meaning that it is impractical to use this type of policy for minor medical treatment (out-patient check ups, medications, specialist visits).
What does AAA health insurance cover?
AAA health insurance offers a wealth of insurance cover for you and your family's medical needs. From major medical to international travel insurance AAA offers can provide suitable for everyone.
