No. You can not acquire additional debt while in a bankruptcy without court permission. Co-signing is additional debt. Not to mention the loaner shouldn't let you co-sign anyways since you are in a bankruptcy.
Speak with an attorney about your specific situation. If you can not find an attorney, contact your local Bar association and they will refer you to one.
Yes but if your BK and the selling of the car to satisfy the debt (and all the expenses of doing so) doesn't provide enough to satisfy the debt, the co-signer may have to pay the rest.
You can't make any new financial commitments without the approval of your trustee. After that, finding a lender may prove difficult too.
If you can find a lender who will accept your signature, sure. Unlikely.
You would need court permission- and i doubt you would get that.
If you wreck your car after filing for Chapter 13 bankruptcy you can file it on your insurance. You can then replace your car based on the bankruptcy order.
In GA Can you get your car back after a repossession if you file chapter 13 bankruptcy
When participating in a Chapter 13 BK repayment all major financial transactions must have the approval of the bankruptcy trustee. If the person does not clear the action with the trustee the "13" can be dismissed with prejudice.
They can still come after the cosigner, and it will still reflect poorly on your cosigner's credit history. You have been absolved of the debt, not your cosigner.
If you default on your loan, the cosigner is stuck with paying it off. If your credit had been any good in the first place, you would not have needed a cosigner.
No, because the co-signor is not file a bankruptcy with you and the creditor will go after the co-signor instead of you.
No.
Yes
I'm not an attorney, but I seriously doubt it. What sense would that make?
The creditor will seek repayment of the car loan from the cosigner. As long as the cosigner pays, their credit will not be affected. However, if they are unable or unwilling to pay, the debt will be pursued like any other bad debt, and it will affect their credit rating.
The company wants their money so if the primary doesnt pay then the cosigner must. Their is no way of getting around this. Bankruptcy should be outlawed. If you cant afford things dont take on the debt.
The cosigner will be the person who will be held responsible for paying any deficiency depending upon when the BK was filed. If the BK was filed under the new bankruptcy reform laws the cosigner can be held responsible for the entire amount of the loan.