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By "only when you need it" do you mean only when you are aware of a claim or potential claim? If so, the answer is "NO". You cannot buy insurance on a burning house, so to speak.
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∙ 10y ago
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Can I get Car Insurance that only covers liability and property damage?
Yes, you can get auto insurance that only covers liability and property damage. However, you will need to purchase collision insurance if there is a lien on your vehicle.
Is liability insurance the only insurance available for contractors?
The answer to this question is no. There are lots of liability insurance available for contractors. It is depends on what kind of insurance the contractors wants to purchase.
I have liability only and my car was totaled?
If another person was at fault for the accident, you will need to go after their insurance company. If you are liability only, your insurance company will not pay for anything.
Do you need insurance for 50cc gas scooter?
If it is licensed to drive on streets it is probably required to have liability insurance at least. If it is financed in any way you probably have to purchase not only liability insurance but also physical damage coverage as well in order to protect the finance company or bank.
Can you have liability only car insurance in Michigan?
In state of Michigan, you can only have liability coverage if your car is paid off. Otherwise, you will have to purchase a full coverage policy.
Can a homeowner buy a liability only policy?
Your insurance agent will advise you of the bare minimum insurance you absolutely need, but you can be sure "liability" will be part of it, yes.
Do I Need Full Car Insurance In Colorado?
If the car is paid off, then only liability insurance is needed. If it is not, then you will need a full insurance coverage plan.
Does the state of Georgia only require liability car insurance?
The state of Georgia only requires liability and property damage coverage. You have the option to purchase additional coverage's. It is a good idea to purchase uninsured motorist coverage.
Will your insurance pay if the accident is your fault and you only have uninsured motorist insurance?
If all you have is uninsured motorists then no it will not pay. you need liability insurance to pay for damaged caused to another. Liability is what your supposed to have.
Should I buy car insurance before I start my driving test if I am a student driver in Florida?
If the car is not currently insured, then you need to get insurance on the car that you will be driving. You can purchase liability only if you are looking to go the cheaper route.
Is the insurance company liable to replace a stolen car with only liability insurance?
If you only carry liability insurance, that is all that the insurance company is liable for in this state.
Do you need to carry full coverage auto insurance if your car is paid off and has no trade-in value?
You only need the minimum liability insurance, what the state requires.
