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Your insurance agent will advise you of the bare minimum insurance you absolutely need, but you can be sure "liability" will be part of it, yes.
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∙ 13y ago
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How do you get liability on vacant land without homeowners insurance?
You could get a commercial type policy -- the last one I sold in Texas was about $1200/year for $300,000 liability. They charge per acre. Insuracne is regulated by state governments. All insurance questions should be required to state what state you are in. Don't just love the English language? Why don't you have homewners insurance??? You have to live somewhere. You can buy a renters policy that has personal liability as part of the package and ask the agent if it will extend to vacant land.
Where to buy product liability insurance?
Insurance Company
Where can one buy liability insurance for a personal chef business in California?
You should be able to find liability coverage from any Property & Casualty agent in CA excluding those that do only personal lines (home & auto). You are probably looking at two different types of liability coverage. First is general liability which coverage your business and second Errors 7 Omissions which covers your work product.
Can my homeowners insurance refuse to cover my fiance for loss or liability on the home we jointly own because he is not related to me and make me buy renters insurance for him in NJ?
Laws may be a little different in the Armpit of America but in the communist state of MA as long as you jointly own the home then you would be jointly covered on the home policy. If so then they cannot refuse your claim. If he is not joint owner he would have to get a separate tenants policy. The solution? You own everything excpet for mens clothing.
Can i get a insurance policy on a home if it's not in my name?
Yes, Just make sure you buy the policy in the name of the legally recorded owner of the house. If you also have an interest in the home then have your name added to the policy as well to cover your interests in the property. You'll need your name on the policy as well so you can check status, make changes, file claims, etc..
Does homeowner liability insurance extend to land where a home is being demolished and rebuilt?
No. you will need to buy a "Builders Risk" policy to cover liabilities associated with home construction.
Will any homeowner Insurance policies cover a car that was stolen from the driveway?
No homeowner policy will cover a vehicle that was stolen. Insurance varies from state to state but generally you can buy comprehensive protection only which will cover theft.
Can i buy your own retro homeowner insurance?
No. there is no such thing as a retroactive homeowners insurance policy.
Can a homeowner buy only a Renters Policy?
Well, Not really, When you buy a renters insurance policy you have to declare that you are a renter. If you have a loss and the insurance company discovers you lied, They will not be required to pay for any claims due to a fraudulent statement on your application.
Where can you buy just a liability insurance policy in Sarasota County FL on a free and clear mobile home?
Call an agent and ask, but I suspect you can not just buy liability insurance. You can buy a real cheap HO policy with minimal property coverage and max out on the liability. Why would you not want personal property coverage anyway? 4lifeguild
Does auto liability insurance cover theft?
No, you need to read your policy and then buy a comprehansive coverage.
Where online can one get a public liability insurance policy?
One can buy a public liability insurance policy online from many insurance companies. These include Hiscox, Axa Liability Insurance and Endsleigh. One can use comparison sites such as Compare The Market to compare prices and conditions.
What if you have a break in homeowner insurance?
Just buy a new policy. You may lose your continuous coverage discount but you should have no problem finding coverage.
What company offer's limited liability insurance?
You can purchase limited liability insurance from any company that sells a car insurance policy, so you will choose the level of coverage you want to buy.
Do you have to have full coverage on each vehicle you have or is it enough to have it on one and liability on the others and be fully covered?
You'll be fully covered only on the vehicles for which you choose to place full coverage insurance. The others will only be covered for liability losses if you only buy liability coverage for them.
Which is better liability or collision car insurance?
This is a question that has no real answer. It's like asking whether apples or oranges are better. It depends on your situation. Liability only covers the person you hit and their damage if its your fault. It is usually required by state law in most states. Comprehensive and Collision are coverages that cover physical damage to your vehicle and are additions that are added to a liability policy. You can buy liability without Comp and Collision but not Comp and Collision without liability under most circumstances.
Can you buy a Professional Liability Policy if you have financial problems?
Yes, you can still purchase coverage. You may have to look a bit harder and have higher premium though.
