of course! just refer to him as your LATE husband
as your ex
It would depend on whether they are legally separated. If they are still married, she could be held responsible.
If the person was still legally married to the deceased he or she is still considered a "surviving spouse". However, the extent to which claims are made upon the estate of the deceased or the responsibility of the surviving spouse for debts owed by the deceased is determined by state laws and/or the probate court.
no
The spouse is not responsible and should not have this on her credit. But the estate of the deceased will still be responsible for the debt.
That would probably depend upon the laws of the state you are in.
In order to ensure that a wife collects her deceased husband's insurance policy, it is beneficial to transfer the beneficiary of the policy while the husband is still alive. If the beneficiary of the policy is also deceased, it would be wise to seek legal help.
No, an ex-spouse can't collect a deceased husbands insurance if the first wife is listed as beneficiary even if the fist wife is now deceased. The money will go to the beneficiary's heirs.
No, he is deceased.
No, the adoption negates any such claims.
if there was no will left behind, its up to the family to decide (the right to decide everything usually go to the spouse unless challenged legally) and if the child is under the legal age, then their portion is decided by the parent
In rare cases, a person will make a close friend or relative the beneficiary of their life insurance policy instead of their spouse.
No, very much still alive and is supporting her husband, even in his darkest days.