Can your bank sell your house without foreclosure date or auction?

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The are several legal steps a bank must follow before your house can be sold, assuming you are actually the owner but the bank holds a mortgage on the house.
0. The bank must notify you that you have missed a payment
1. The bank must issue a demand for payment in writing to you.
2. The bank must deliver to you or have delivered to you by the sheriff a legal notice of intent to foreclose. The notice must be published.
3. The bank must go to court and get a court order to foreclose.
4. legal notice of actual foreclosure must be published.
5. House is sold at auction to the highest bidder.
If you have any questions talk to the bank and/or consult a lawyer.
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If your mortgage company has received permission from the courts to foreclose and sell your home and the auction date is in six days can you file bankruptcy to stop the foreclosure?

Answer . Yes, generally if you file a Chapter 13 bankruptcy before the foreclosure sale, you can stop the foreclosure sale and get the mortgage put in current status again

What if the bank sells the house for more than you owe on the foreclosure?

If the bank sells the house for more than you owe. First, if you owe any other mortgages they will get paid first. after all of the liens of your property have been paid, the

How do you find Foreclosure auction date?

\nAssuming we are talking about the US the auction process will vary by state. It can also vary based on the type of process (judicial or trust deed).\n. \nThe key is to look

How long do you have in a house when sold at foreclosure auction?

All states require that the borrower gets at least some notice before his house is sold. \nIf it is a judicial foreclosure the borrower will get 15 to 30 days time to respond

Can you sell a house in foreclosure?

Yes, as long as the sale is complete and the mortgage (including unpaid interest and penalties) is paid off before the date of the Trustees Sale.

If your house is in foreclosure but you hold the deed can the bank sell it?

Yes, that process will be completed by the foreclosure proceedings. The bank is foreclosing (or recovering its interest in the loan) on the mortgage which is "guaranteed" by t

Are banks entitled to collect surplus on foreclosure auctions?

No, if there is any surplus of funds from a public foreclosure auction, it goes to the homeowners. This is why banks keep raising fees, interests, charges, costs, and any o

In a foreclosure if a property does not sell at the auction and the auction date has passed who is the official owner of the property and does the foreclosee still have some tie to that property?

The mortgage company will buy the property if no one else does, but if the auction is cancelled so even a representative of the mortgage holder does not show up for the auctio

Do you have to be out of your property by the foreclosure auction date?

No, you do not. State laws vary, of course, with some requiring formal eviction proceedings and others just giving you notice when you have to leave. Some banks will offer you