Your employer can refuse if they have good reason. I'm not certain what kind of reason that could be, but if they are providing insurance to everyone else except you, you might have a discrimination case on your hands.
Generally, employer-supplied insurance will provide major medical. Check your policy or ask your HR representative about your specific policy.
In Canada they cannot terminate medical insurance while an employee is on Worker's comp. However, if all employees have their medical terminated then the employer can get away with it.
Yes. When you receive a bill from your employer that would mean that they can bill you for the medical insurance while you were employed by them.
Its upto the discretion of your employer how much medical coverage to be provided to you at the time of your employment and accepted by you.
Yes, unless you pay/reimburse the employer for the insurance premium out of your own pocket.
No, they can't. You can have two insurance coverages.
The most common way to get medical and dental insurance is through one's employer. However, one can also get medical and dental insurance directly from many insurance companies by going to their website or calling them.
Employer's liability insurance exists to protect an employer from an employee's insurance claims from conditions resulting from work. The insurance should cover medical costs and some lost wages.
Group medical insurance may be offered by an individual's employer. Some associations and member organisations who support specific trades also offer group medical insurance.
BlueCross BlueShield is a large insurance company that specializes in medical insurance for individuals, families, and employer group plans.
Your reference to "work place insurance" could mean several things. Ordinarily, if you are injured in an auto collision, the coverage provided by your own policy would come into play and would be primary (it pays first). This is first-party insurance and is sometimes called "Personal Injury Protection" coverage. The amount of this coverage is usually statutory and it is mandatory in any auto insurance policy sold, although some states do allow a deductible. If you have medical insurance that is either provided by your employer or a medical expense insurance policy that you bought on your own that was offered via your employer (so-called "workplace insurance"--think AFLAC for example) it would also pay subject to the terms of the policy. You also may be entitled to workers compensation medical benefits if the collision occurred within the course and scope of your employment.
HMO medical insurance is insurance that is through the employer. It means they will only pay for certain things, and certain doctors as well. You can get a list, and doctors decide what qualifies.