No, Your homeowners insurance will not be able to assist you in 3'rd party litigation that is not associated with a covered loss.
Yes, you can file a suit again your own insurance company. If you do file suit against them, they may drop you.
statue of limitations for filing suit against bad faith disability payments
You do not sue the insurance company. Any suit is filed against the at fault party only. The insurance company will defend their client and pay damages according to the terms of the policy.
First the suit will not be filed against the insurance company but against you as the homeowner. Your insurance company will come in and protect you from the suit. This is covered under your liability section of the insurance policy. Your coverage includes legal fees in addition to the amount of coverage on your liability section.
this all depends on what the suit is.........I'll assume that you are sueing for damages to your vehicle and an injury from the accident.....you SUE the person responsible, if you gain a judgment and there is insurance coverage the insurance company will be bound by the judgment to pay........(they will also be providing their insured with an attorney......) they cannot mention in the trail that there is insurance involved....
Jaisa Zaroorat, Vaisa Insurance Meaning: Whatever be your needs, we provide insurance policies to suit all your needs.
First off you really don't need the insurance companies name because you are not filing suit against the insurance company. You always file suit against the party who is liable for the loss and that is the party that caused the accident itself and not the insurance company. They were not even there right? When you file suit against the owner and driver of the other vehicle they will be responsible for turning your claim over to their insurance company who will represent them and pay any loss that they are responsible for to you. That's all you have to do.
Yes, it is possible for a person to sue a homeowner after suing the home insurance company for the same accident. The homeowner's insurance policy may not cover all damages or there may be additional claims the person wishes to pursue against the homeowner that are not covered by the insurance policy. However, it's important to consult with a legal professional to discuss the specifics of the situation.
Humana is a reliable insurance company. I would check your options more before deciding to switch. Progressive, and state farm are reliable as well. View a reliable price for what you need in insurance to best suit your needs.
Yes. If you can prove the accident was their fault and no coverage is forthcoming you or your attorney can file suit.
You cannot go behind someone's back and file a claim on their insurance. If it is a major injury you can file suit and they will have to provide it to their insurance company so that the insurance company will defend them or settle the claim. This is to force the issue.
If this happened to me, I would find out what my insurance company can do and from there contact the police or file a civil or small claims suit. None, if the accident wasn't reported to the police.