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Can a person sue a homeowner after suing the home insurance company for the same accident?
Wiki User
∙ 12y ago
Generally No. If you have already sued the Home Insurance Company, then you have already sued by default the Homeowner. You can not have sued one without already having sued the other.
If a property owner is liable to you for an accidental injury, The home owner may have insurance to cover those liabilities.
The insurance company would not be the cause of an accident. If you sue an insured homeowner, their insurance company is only enjoined in the suit by virtue of the coverage provided to their insured home owner who has been sued.
The homeowners insurance company may cover the cost of defense of the suit filed against the insured homeowner and may pay awards or judgments up to the limits of the homeowners insurance policy on behalf of that insured homeowner.
Bear in mind that the Insurance Company is not liable for an accident, The insurance company may be liable for damages and awards based on assertions and finding of liability on the part of the insured homeowner.
If your suit failed (or you Lost the suit), Then that means the homeowner was found not liable for your injuries.
If you have accepted a settlement from the insurance company, that settlement will have settled your claims against the homeowner.
Wiki User
∙ 12y ago
Yes, it is possible for a person to sue a homeowner after suing the home insurance company for the same accident. The homeowner's insurance policy may not cover all damages or there may be additional claims the person wishes to pursue against the homeowner that are not covered by the insurance policy. However, it's important to consult with a legal professional to discuss the specifics of the situation.
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Can a person sue a homeowner after the home insurance pay a settlement for same accident?
Yes, a person can sue a homeowner even after the home insurance pays a settlement for the same accident. The insurance settlement does not necessarily prevent the injured party from seeking further compensation through a legal claim.
Can a person put another person on their insurance?
Yes, a person can add another person to their insurance policy, such as a spouse, child, or domestic partner, depending on the insurance company's rules and guidelines. Additional individuals can typically be added during open enrollment periods or after qualifying life events. Adding someone to your insurance policy may result in changes to your coverage and premium costs.
How long does a person have to have a life insurance policy so that the insurance company cant question it?
Typically, once a life insurance policy has been in force for two years, it enters a period known as the contestability period. During this time, the insurance company can question the validity of the policy or any claims made. After this period, the policy is considered incontestable, meaning the insurance company cannot dispute its validity based on misrepresentation or other factors.
Can a person sue the homeowner if they get in a fight on private property?
Yes, a person can potentially sue a homeowner if they are injured in a fight on the homeowner's private property. The homeowner may be held liable if they were found to have acted negligently or failed to provide a safe environment for their guests. However, the outcome of any lawsuit would depend on the specific circumstances of the case.
Can a parent buy life insurance on a convicted felon?
It is unlikely that a parent would be able to purchase life insurance on a convicted felon, as insurance companies typically require the insured person's consent and information for underwriting purposes. Additionally, the felony conviction may be seen as an increased risk by the insurance company, making it harder to secure coverage.
How do i find a person's insurance company?
If you were involved in an accident with this person then their insurance information will be listed on the accident report. If you were not involved in an accident then it is not your business who they have insurance with. Much of this is covered by the privacy laws so if you really have to know ask the person.
How do you find out the insurance company of someone with just there lison plate number?
First, you cannot find out what insurance company another person uses as this is a privacy issue. If you have had an accident with this person, the insurance company will be listed on the accident report. This is your only option for getting the insurance company name, unless the person wishes to tell you.
You were recently in a car accident their insurance company went with a 5050 split you got your insurance company involved and they found the other party 100 at fault what is the next step?
Let your insurance company know everything that you know about the accident and about what the other person's insurance company has proposed, and then let your insurance company handle the rest. If the other person was 100% at fault for the accident, your insurance company has a very powerful incentive to reject the counter-party settlement offer of a 50/50 split. Let your insurance company know everything that you know about the accident and about what the other person's insurance company has proposed, and then let your insurance company handle the rest. If the other person was 100% at fault for the accident, your insurance company has a very powerful incentive to reject the counter-party settlement offer of a 50/50 split.
What is the first step for filing a motor accident claim?
The first step for filling a motor accident claim is contacting your insurance company. The other person in the accident also needs to contact their insurance company.
Can a person sue a homeowner after the home insurance pay a settlement for same accident?
Yes, a person can sue a homeowner even after the home insurance pays a settlement for the same accident. The insurance settlement does not necessarily prevent the injured party from seeking further compensation through a legal claim.
When an individual has an automobile accident and someone is injured are they required to complete an accident injury claim with their insurance company?
When people have accidents in their automobile and someone is injured it is required to report it to the police and to their insurance company. This is because the injured person may need a doctors care and the person responsible for the accident is the one that will be required to pay through their insurance company.
How much can you get paid from a car accident?
The amount a person gets paid for an accident from the insurance company will depend on the injuries sustained.
I have liability only and my car was totaled?
If another person was at fault for the accident, you will need to go after their insurance company. If you are liability only, your insurance company will not pay for anything.
Can an auto injury attorney negotiate with the other person's insurance company to get them to settle?
An auto injury attorney can negotiate with with other person's insurance company to find the best solution to the accident. The insurance company should handle the situation, and provide the best outcome for you.
If you an uninsured motorist were involved in an accident that wasn't my fault will the guilty party's insurance pay for a rental car for you?
Your question is confusing. The way I read it, the one that caused the accident was uninsured, so how can that person's insurance company pay for your rental car? He has no insurance company.
Will another insurance pay a claim if you were hurt at someone's home who carries homeowner's insurance?
may pay no fault benefits if the injured person qualifies - anything more depends on facts and circumstances surrounding the accident
If you are at fault for an accident does your insurance company get billed for the damages of the other person in the accident?
Yes,, That's what it's for. It pays for damages you caused to another.
