0
Do you have to add your child to auto insurance even at eighteen years old?
Wiki User
∙ 11y ago
Yes. If they live in your household or are in college or if they drive your vehicles ever. If they were licensed earlier they should have been added earlier but better late than never. I have seen several cases where a child had an accident, was not listed as a driver on the policy, so the insurance company denies coverage and the parent is responsible for the total accident. This means you would be responsible for the damage to your vehicle, injuries to your child and anyone else in the vehicle, damage to whatever they hit, and injuries plus losses to any other people that are injured. You are also responsible for any and all legal costs that the insurance company would have also paid. The cost could be almost unlimited.
Wiki User
∙ 11y ago
Add your answer:
Earn +20 pts
Can an eighteen year old have auto insurance?
Yes!
You are eighteen years old and you have a license but not auto insurance the only other thing is that you don't have a car Would i need insurance if i was to drive somebody else's car?
You dont need insurance coverage yourself as long as the owner of the car you are driving has insurance on the vehicle.
What is the average rate for auto insurance claims in the US?
The average rate for auto insurance claims in the U.S. is around eighteen hundred dollars. However the prices can vary depending on where you live.
Will your auto insurance cover your child?
If you add the child as a driver on the policy.
How old do you have to be to get auto insurance?
At least eighteen. That's the age you can legally enter into a business agreement or sign a contract.
How can a parent remove a child from an auto insurance policy after he's turned 18 years old and has moved away from home?
Just call up your insurance company/agent, and tell them that you request his name to be removed from your policy. They will then issue you a new policy w/ id cards. Some insurance companies require that the 18 year old has acquired auto insurance elsewhere before removing them from the parent's policy. This may prove difficult for the parent who may be forced by the insurance company to carry auto insurance on their child indefinitely until such a time when insurance can be obtained.
Does USAA Auto Insurance only service military personel?
No, auto insurance is available to the families of military personnel as well. For instance, your child, wife, husband, widow or widower could get auto insurance from USAA (as long as you had auto insurance from USAA and as long as they were legally eligible).
Do you have to have auto insurance for child if they don't live with you?
If the child drives any of your vehicles, yes. If the vehicle is in the child's name, no.
Do auto accidents drop off report in three years for auto insurance?
no
Does a 25years old child have to be required on parents auto insurance?
If the 25 years old is a regular driver of the vehicle and especially if they live in the same household, then yes, they need to be listed on the parent's insurance.
Who covers a child's car insurance with shared custody?
Either parent could provide insurance for a child under their auto insurance policy. Alternatively, the child could obtain their own auto insurance policy if either parent is willing to countersign sign the insurance application with the child. As far as liability causation the parent who facilitated the acquisition of the automobile wold have the greater responsibility for resulting damage and liabilities.
Does homeowners insurance cover your child damaging the neighbors vehicle?
No, Your homeowners insurance does not cover vehicle damage. That's what auto insurance is for.
