You would have to ask for a rider in order for it to provide coverage. That of course would cost more and you may not be eligable for it. Call and talk to your agent.
Register as a business, and find out your state regulations for day care licensing. Both cover you in the terms of what you need to do.
A home day care is a day care that is found in a persons house.
I would like to know
Daycare isn't medical.
Day Care Center?
Yes it can. Often the first step in this process is a social worker will visit the home of the person in need of care. They will interview the person and any family members willing to speak and will survey the home. They will then make a determination as to how much home care is required given the individuals condition. This can range from 24 hour care to only partial day care. It is unique to the circumstances of the case.
I live in montana and am wanting to start my own day care at home. do my kids count In the ratio of adult to child
Day care regulations are published by the state. The particular organization within the state varies.
Good day care can be a complement to good parenting. Some studies show that children in high quality day care have better cognitive and language skills than children who are home schooled. High quality professional day care is certainly a good option if you don't have the time to or skills to teach and care for your child.
No, Medicare does not typically cover long term care insurance. Long term care insurance is designed to cover services such as nursing home care, assisted living, and in-home care that are not covered by Medicare. Individuals may need to purchase a separate long term care insurance policy to help cover these services.
In a PA state-licensed home day care, the provider may care for up to 6 unrelated children. There are ratios to follow based on the childrens ages also.
Hired Workers not covered by Homeowners InsuranceNo. They would be covered by their employers Worker Compensation coverage.