Liability insurance covers the insured against the claims of others. For example, your neighborhood kid wanders in your back yard, falls into the unguarded/unfenced pool and drowns. Or your mailman gets severely bitten by your "sweet dog" that hurt a fly!
Fires are covered by property insurance, such as a dwelling's fire or hazard policy.
fires, wind, hail, theft, glass breakage, and liability issues.
No. Wedding insurance will only cover things such as public liability, host liability etc. It does not cover a runaway bride.
Personal liability insurance provides additional coverage to other insurance policies. Without personal liability insurance, any thing that one's home or car insurance could not cover, one would have to pay out of pocket. Personal liability insurance will cover those fines.
Combined liability insurance cover rates can be compared via major insurance comparison sites, such as GoCompare, MoneySupermarket and CompareTheMarket.
General liability covers Public and Producs Liability, therefore by having General Liability cover, public liability is covered also.
If your asking will your auto liability insurance pay for a traffic citation, No. They don't pay for the illegal acts of the insured. Your auto liability insurance is accident insurance.
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Property damage liability car insurance will cover the individuals car and property that you hit. It will not cover anything to do with your vehicle if the accident is your fault.
No. Liability insurance will only cover your liability for property damage/injuries to others. In this case, it would cover the damage to the pole you hit. Your liability coverage will never cover damage to anything you own. You would need collision/comprehensive coverage to cover damage to your car.
A personal liability insurance policy would likely cover tutors going to students' homes. This type of insurance provides coverage if the tutor causes accidental damage or injury while providing their services at a client's home. It's best to check with insurance providers for specific coverage details.
Employer's liability insurance exists to protect an employer from an employee's insurance claims from conditions resulting from work. The insurance should cover medical costs and some lost wages.