Absolutely not. Call your state's banking commissioner, attorney general, better business bureau, or even the police.
First and foremost ORIGINAL creditors actions are controlled by state statutes. They do not have to abide by FDCPA. Although the majority of lenders will stop calling you at work if you request it. Depending on the laws of your state, they may not have to consent to your request. They probably will, obvioiusly if you lose your job they aren't going to collect anything. The "cease and desist" laws only apply to third party collection agencies. Do not call the police concerning any collection attempts. It is a civil matter and the police cannot do anything to assist you.
No, government and creditor are the external stakeholders.
The bank can go after the granddaughter for repayment. * Monies belonging to any persons other than the primary borrower would not be subject to creditor attachment. If the primary borrower received monies from the estate, that would be viewed as an asset if the creditor decided to file suit to recover the debt owed.
The co-signer can sue the primary debtor for reimbursement of what the co-signer pays the creditor.
Barbara Ehrenreich's book Bait and Switch is about the white-collared economy. In the book, through a great deal of training, she attempts to find employment in the white-collar industry but is continually finding herself rejected.
2011: 10.1% primary, 46.8 secondary, 43.1 tertiary
An opportunity to learn new experiences.
The level of employment in the primary sector has decreased due to automation, technology advancement, and a shift towards more mechanized farming practices. Additionally, as economies develop, there is a natural transition towards more service and industry sectors, leading to a decline in primary sector employment.
No. Your mother (or some other adult) would have to be the primary creditor.
less employment opportunities
The primary function of rehabilitation services is to help people with disabilities gain or maintain employment.
Yes, the cosigner/co-borrower has the same legal responsibility to repay the debt/loan as does the primary borrower. If the primary defaults the creditor can attempt to collect from the co-borrower before the primary borrower.
By listing the creditor on the bankruptcy schedules.