The traditional way is to ask them. Be aware though thattenant property is covered by a tenants policy, Not by the property owners policy.
No, homeowner's insurance only overs damages on the house.
Yes
That's what medical Insurance is for. It does not matter whether the house has insurance or not, unless your blaming the homeowner as the at fault party who caused your fall.
If there was something wrong with your house that caused an injury to someone in your house, then it may.
No, Not to the homeowner, because the bank or morgtage company actually owns the house even if it was not in forclosure. Read your morgtage and insurance paperwork, you do not own it at all until it is paid in full.
landlord
Yes, Just call your insurance agent. Your agent can recommend the right policy or coverage endorsement you need for a rental property.
USAA Renter's Insurance covers all of a person's possessions in a rented apartment, house, or condo. USAA renter's insurance rates start as low as $12 a month for $2,500 in personal property coverage.
It is very difficult to prove if the tenant had not informed the tenant at the time of fall. Judge will suspect that it is fraudulent insurance claim. Tenants are not covered by a homeowner insurance. However, if the homeowner has a landlord insurance, tenants are covered.
No, unless the gas leak caused your house to blow up.
That is not necessarily true. That is, if an uninsured vehicle runs into your house and causes damage to the house, your own homeowner's policy will generally pay for the repairs to the house. Naturally, payment will be subject to the terms, conditions and limitations of the policy. Further, the amount recoverable will be limited to the total amount payable under the homeowner's policy. If, instead, what you are asking is whether homeowner's insurance will cover damage to a vehicle, the answer is no. They are 2 different types of insurance covering 2 different kinds of risks. Premiums (the amount paid by the person insured) are determined by the nature of the risk(s) insured, the persons or entities insured, and the activities insured. Those factors differ between auto insurance and homeowner's insurance, so a total premium cannot be melded.
Rebuilding the house and buying all new items to replace those damaged