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Go to your bank, negotiate an agreeable finance rate, pay off the buy here pay here. You will still have monthly payment but, usually at better rates without the hassle.
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∙ 17y ago
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Can you buy a car without having to pay a loan?
no
How do you get a car loan with an open bankruptcy a total loss car and no co-signer?
go to a buy here pay here car lot with a nice down payment you will get a car. BUT ask your trustee for permission.
How can you get a loan without a credit check?
It isn't going to be a house loan most likely you would get a payday advance or a buy here pay here car dealership. Things of that nature but probably not a large amount.
How soon after bankruptcy can you buy a car loan?
As soon as you get the cash to pay for it
What is the minimum FICO score needed to get a car loan at a dealership as opposed to a buy-here-pay-here lot?
I heard you should have at least a 680 to get decent interest rates.
Where is it possible to get car loan financing?
There are a number of places that offer car loan financing. Depending on an individual's credit score it can be done through a bank or through a car lot that offers buy here, pay here financing.
Can you buy a car without having to pay a loan?
no
How do you get a car loan with an open bankruptcy a total loss car and no co-signer?
go to a buy here pay here car lot with a nice down payment you will get a car. BUT ask your trustee for permission.
Can I get out of a car loan if I did not buy the car?
If you did not buy the car it depends on the creditor. Some will void out the loan, others will not. If they do not void it then you have all the money from the loan... so you can pay the loan in full immediately. I think it is not very good to get a car loan if you didn't buy he car. it is just my opinion!
How can you get a loan without a credit check?
It isn't going to be a house loan most likely you would get a payday advance or a buy here pay here car dealership. Things of that nature but probably not a large amount.
how does a buy here pay here car dealership work?
Basically, instead of going through the process of getting a loan from a bank, the dealership holds the lien and lets you pay them directly against what you owe.
Can a buy here pay here car be repossessed?
Even though it is a buy here pay here dealer it is in the contract you signed. You dont pay they will take your car and you WILL have to pay the late payments on top of the repo cost before you get your car returned.
What is the minimum FICO score needed to get a car loan at a dealership as opposed to a buy here pay here lot?
depending on the state and it's laws some Dealerships can get anyone a loan no matter what your credit is. Interest will be as high as 21% but it gets you a loan
How soon after bankruptcy can you buy a car loan?
As soon as you get the cash to pay for it
What is the minimum FICO score needed to get a car loan at a dealership as opposed to a buy-here-pay-here lot?
I heard you should have at least a 680 to get decent interest rates.
Can you return a car to a buy here pay here lot?
No
What can you do if a 'buy here pay here' reports your car as repossessed but you still have it?
Offer to buy it.
