The ONLY way to avoid charges on a credit card - is to pay off the balance before the end of the current month !
IF you think you have rogue charges on your account - contact your bank and have them (a) stop the transactions, and (b) investigate why these charges are appearing.
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If you die than you won't have to dumbo
Chase Bank stopped issuing Circuit City credit cards in late 2008 to early 2009 when Circuit City declared bankruptcy. Most Circuit City branded credit cards became regular Chase Bank credit cards afterward.
Depends on the credit agreement, but generally interest does not have to stop being calculated.
1. Max out your credit cards. 2. Pay your bills late. (Or stop paying them altogether.)
Please do not stop paying your credit cards back. You will destroy your credit score. It is devastating what can happen if you stop paying off your cards. Credit card companies will harass & chase you for up to 7 years if you do not pay. They can make your life hell. This happened to me. I did my best to always pay off everything I owed. I worked 3 jobs at one time to make sure i had enough money to pay my credit cards on time. But when I got divorced, one of the credit cards I shared with my husband did not get paid. He promised to pay it when we were together. And he was paying it. But when he left me, he took off & decided to not pay the card anymore. Even though the charges on the card were his, I was responsible for the bill (because it was my credit card) . The credit card company did not get tired of chasing me for 7 years. They were relentless with sending me bills, & threatening to take me to court if I did not pay them. They did & I had to pay back the $2,900.00 that my ex-husband did not pay back on my credit card. Fortunately, they did not charge me interest on top of that. This situation ruined my credit score for a few years. After the credit card company got their money back, my credit score slowly recovered but it took many years to recover from this.
sometimes they can sometimes they cant it depends how much you spent
Some tips to manage your debt and start saving money include stop using credit cards. You should also start paying higher payments on credit cards.
Here is a site you should check out that may help you out with using your credit card at work moneyfor20s.about.com/od/creditcards/ht/stopcreditcards.htm
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The first thing to do is to stop using all credit cards. It would benefit you to call your credit card company and arrange a payment plan to pay off any debt that you have, and do not accumulate more debt. It is advised to cut up all credit cards.