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# How is short rate calculated in insurance?

# How can you calculate occupancy rate of hotel?

Do you mean how do you calculate occupancy or how do you calculate the Average Daily rate? To calculate the Average Rate = Rooms Revenue divided by Rooms Sold …To Calculate Occupancy = Total Rooms Sold divided by Total number of rooms available in the hotel x 100

# How do you get short term title insurance?

Owner's Title Policy is good for as long as you own the property. Lender Title Policy is good for the life of the loan. Construction Title Policy is good durin…g the construction period of the property through completion and typically only issued to the Builder during construction time. Therefore, if you bought a property, held it for 30 days and sold it, the Owner's Policy would insure you during that period and if there was a loan, the Loan Policy would insure the lender during that period. Since the life of the policy is good until the property is re-conveyed (new deed) or refinanced (new lender), YOU determine the length of term when changing one of the 2 conditions. If you are asking is there a discounted rate on title for holding a property for a short amount of time or flipping the property? The answer is "possibly". If the Seller has an Owner's Policy issued within the last 10 years from time of new sale, most states offer a re-issue rate vs basic rate ONLY if that Owner's Policy is provided to the title agency at the time the new title insurance is requested. NOTE: The reissue rate is availabe regardless of how long you keep the property, long or short term, as long as the prior Owner Policy is provided.

# What is Short-term Insurance?

Dit is versekering wat uitgeneem word op risiko of skade wat gely kan word. Die versekerde persoon moet 'n verskerbare belang he in die eiendom wat hy versker. Dit verleen aan… die versekerde die gemoedsrus om met sy daaglikse werk aan te gaan. Short Term Health Insurance aka Short Term Medical Insurance is designed to provide coverage for healthcare costs for short periods (usually less than a year). These plans are very affordable and ideal for those who are un-employed, in-between jobs, fresh graduates and temporary workers. Plan Benefits include: In-patient & out-patient expenses due to sickness or injuries Prescription Drugs (some plans cover only in-patient drugs) Ambulance Costs X-Rays & Diagnostics Coverage can vary by state. Interestingly, in some states Short Term Health Insurance is not available. You can review a good sampling of plans at http://www.nriol.net/short-term-health-insurance/

# How do insurance companies calculate frequency rates?

Frequency = the number of claims/the number of exposures Exposures will change based on the line of business. Automobile exposures may be the number of vehicles insured. Worke…rs Compensation may be the number of hours worked, or the payroll of the employees.

# How do you calculate the rate par in hotel?

I am not sure what you mean by Rate PAR. PAR means Per Available Room in the Hotel Industry. Rate PAR could mean Rate Per Available Room. Another similar term used in the indu…stry is ADR. That's Average Daily Rate. Means we add up all the individual rates of the rooms sold and divide the same by the number of rooms sold.Just like airlines, hotels sell rooms under different rate codes.Hence for the same day, same room type ,customers may be paying different rates. Hence we need to take the average of all the rates for the rooms sold and that is called ADR. If we sold say 100 rooms and ADR is 90, we should have made $ 9000 ( 100 * $90 ) on that day. There is another similar term called REVPAR. That's Revenue PER AVAILABLE ROOM. Its usually calculated for the month or for the Year. It means how much we are making per available room ( out of order rooms not included ) ,irrespective of whether the room is sold or vacant. In the above example, we made $ 9000 in a day, but what happens if we had another 50 rooms to sell. Hence the hotel made $ 9000 from 150 available rooms, hence REVPAR for that day would be $ 9000/150 = $60. Hence the ADR is $ 90 ,but REVPAR is $ 60 only.

# What is short term disability Insurance?

Short Term Disability Insurance replaces a portion of your income should you become sick or injured and unable to work.

# How do you calculate machine utilization rate?

normal working time divided by total working time.

# How do you calculate an annualized turnover rate?

If you're talking about Annualized Turnover calculations for Human Resources: 12 month, annualized - turnover # for a month divided by the headcount for the group. Then multip…ly that by 12/1 (12 equating to the fact that there are 12 months in a year, 1 being the respective month you are in ... the 2nd month would be '2', the 3rd month would be '3', etc). It get's a little more complicated when you get to month '2' of the equation because you'll need the 'Average Turnover #' and the 'Average Headcount' up to that point in time. It's best to think of Annualization as a predicted indicator 12th month performance if all headcount and turnover remain constant ... it's like a predictor. Here is a link to Annual Employee Turnover Calculator http://www.assessmentcompany.com/resources/costperhire.html

# How are interest rates calculated?

Calculating Interest: Principal, Rate and Time are Known--I= p r t http://www.calculator.net/interest-rate-calculator.html The level of interest rates in a… free market economy are primarily determined by the rate of inflation, the demand for money, and the actions of the Federal Reserve. Lenders of money will generally demand what is known as a nominal interest rate which is equal to a real interest rate plus a premium to cover the inflation rate. The real, or inflation adjusted interest rate, is the percentage rate of return to a lender as measured by an increase in purchasing power. Yale professor Irving Fisher's economic theory of interest rates laid the conceptual groundwork for establishing that the nominal interest rate equals the real interest rate plus the anticipated rate of inflation. Fisher's mathematical equations in his theory of interest rates are supported by empirical data. A comparison of comparable maturity U.S. Treasury securities, one of which has a fixed rate and the other an inflation adjusted rate, shows that the nominal interest rate always exceeds the real interest rate. A consumer, whether a borrower or a saver, will generally be quoted a nominal interest rate by a bank on a loan or a savings account.

# How do you calculate short circuit current?

A short circuit = 0 ohm, from this one can use ohms law to calculate the current, that is E/R voltage divided by resistance as in this instance your resistance is zero a…nd you can't divide by zero so your current will be infinit. In other words if your power supply is large enough to supply 200 amp, your current on a short circuit will be 200 amp.

# What is short term health insurance?

Short term health insurance is for individuals that are between jobs and need coverage for only a short period of time. This is an awesome idea. The problem so many have is th…e inability to plan ahead. If you get a chronic condition while uninsured you may never get coverage for that condition. You can get very inexpensive short term coverage.

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# What is a reliable home insurance calculator?

There are many reliable home insurance calculators on many different websites. I would try H and R block's calculator. I trust them and they are very very reliable.

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# How are freight rates calculated?

How are freight rates claculated

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In Insurance

# How is your auto insurance calculated in California?

Auto insurance is calculated in a number of different ways in the state of California. While some rating factors are obvious, others are not. The first thing considered is you…r vehicle's rating and symbol. Most drivers think just because they have an older car their premiums will be lower. This is not always true, because some older vehicles have higher symbols. A symbol is determined by how often vehicles are in accidents, how much damage they cause, and how much they cost to repair. If an older vehicle is known to cause a lot of damage it will have a high rating. The drivers on your policy are also considered. The number of years of driving experience each driver has, if they have claims, and if their have tickets are all rating factors. If you have nothing in the past 3 years, you will qualify for a CA Good Driver Discount. Vehicle Usage is another factor that is overlooked. Insurance companies rate for pleasure, commute or business use. Pleasure usage offers the lowest rates because it poses the least risk. You will also be rated based on annual mileage. Drivers in lower mileage brackets will be rated lower because they are on the road less and pose a smaller risk than those who drive over the average annual mileage in the state.

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# Will your insurance company take into consideration where you live when calculating your insurance rates?

Yes they do.

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# What can a home insurance calculator be used for?

"A homeowners insurance calculator gives you a rough estimate of how much homeowners insurance you need based on several variables such as geographical location, and square fo…otage."