An EMR (experience modification rate) insurance rating is a way to determine the workers' compensation premiums for businesses. An annual basis is calculated and premiums can go up or down.
OSHA does not issue ratings, however businesses receive EMR's or experience modification ratings from their worker comp insurance company. 1.0 is the average rating for an industry. If the business has a lower rating (.9) then they are rated as having 10% less injuries than their industry. Generally this will mean a lower insurance rate.
The auto insurance is an example of the Merit rating insurance.
EMR, or experience modification rating is broken into interstate and intrastate. Intrastate refers to EMR within one state and encompasses California, Delaware, Michigan, New Jersey and Pennsylvania. Interstate EMR refers to the states of Indiana, Massachusetts, Minnesota, New York, North Carolina, Ohio, Texas and Wisconsin.
They have an A rating from Demotecj
There are several informative websites on the type of training it takes to become en emr. www.emrandhipaa.com/emr.../emr-implementation-training-and-computer- training
Any Insurance company that has an AM Best A+ rating. That's the highest rating a company can get and almost all of them do.
Group rating plans.
Primerica Life Insurance rating by AM Best is currently A+
A.M. Best rating A XIII
The judgement rating insurance is whereby an underwriter uses the intuition and experience instead of the manual to determine the rates.
ABI
There is no insurance rating for "color of car".