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Standard general liability limits for a start up painting contractor are 1M per occurence, 2M aggregrate, 2M products and completed ops. Make sure there is no exclusion for overspray, one of the most frequent painting contractor claim types we see.

You also need work comp if you have employees, and commercial auto for your work truck/van. The licence board in your state may require bonding as well.

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Q: How much liability insurance is needed for small painting business?
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