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As with all things, something is worth what someone is willing to pay for it. However, with coins, the answer isn't really how old a coin is but, rather how rare it is that matters most of all. For example, I have a 1920 penny worth about a dime, but I'd trade it for a 1943 penny any day of the week. There is no set date that a coin has to be older than, to be worth something. There are pennies from 1995 (doubled die obverse) and dimes from 1996 (with a "W" mintmark) that are worth $20 apiece or more. There are error pennies from 1998 through 2001 that are worth more than that. If you're talking about general circulation coins -- no oddities -- then you first want to consider the silver coins. Any dime, quarter, or half dollar dated 1964 or older contains 90% silver and will have the value of that silver as a minimum (currently about 8 times the face value). Also, half dollars from 1965 to 1970 and nickels from 1942 to 1945 contain partial silver and will have an added value from that. As far as rarity value, you really have to go back to before The Depression. In 1934, production of coins was greatly increased. So, other than the occasional branch mint coin, there is little rarity value to be found in anything dated 1934 or newer. A notable exception is the 1938 half dollar with a "D" mintmark on the back. You can see retail values of all U.S. coins, in circulated condition, at Numismedia; use the web link "Numismedia: Current coin values" to the left.

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Q: How old does a coin have to be to be worth something?
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