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yes there is, if it is in collections, most likely the agency wants to resolve it and get it off their books, you can call the agency and ask them to call the hosp where you have the bills and see how much and if they are willing to settle with you, most will give a small percentage if you are willing to pay right away on it.

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Q: How to deal with old medical bills . is there a way to talk them to lower or settle?
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