What would you like to do?
You would go find something else to do and stay away from this subject. If you give folks enough rope they will hand themselves.
Man......are you for real?
Jealousy gets you nowhere. As you stated....EX-WIFE!!!!! Get a clue and leave them alone. Revenge is NOT a good thing. Move on and get a life.
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Can you buy another car down the road if you have been making payments on a truck you never use and you can't afford the payments anymore if you repo the truck?
YES, you can. It may be harder to get financed (bigger DP and/or higher interest rate) but you can. You WILL have to pay the balance due on the truck so seriously consider SE…LLING it. You may have to put money with the selling price to get the loan cleared but it will be MUCH cheaper that way.
Is it true that when you are behind in car payments and they have not been able to find the car to repo it the lender can file charges for theft?
Answer It is true but not likely. The normal is to file a writ of REPLEVIN. The court has the sheriff come to get the car or YOU if you cant/wont produce the car. Ju…st give it up and avoid all the extra charges ect.
finding people who dont want to be found is the repomans job. MOST of them are VERY good at it too. good Luck on hiding the car. Remember, cars dont just fall off the face of… the earth. Someone knows where they are.And usually will tell if the price is right. try stoptherepoman.com, I found it and it's a great website that has answers to all of your questions. and saved my car from repossession.... As a "collector" I find it is sometimes easier to locate people out of state. Most people leave a BIG MESS behind, and someone is always willing to help ($$$ will turn people, everyone has a price!) If they are still around the "feel bad for the idea of it, but distance an an anonymous "helper" get's the job done.
You would have to know who the LENDER is on the loan. You will also need the VIN from the truck and/or the debtors name.
How do you find a repo person to help a co-signing parent who has a key reclaim a car where the adult son has not been making payments?
If you care to email me, I will help you.
what else are you in 'default" of in the contract?? Did the car get impounded?? Is it in possession of a 3rd party? Is it being used in criminal activity? I dont know.. … There aare statements on the back of your contract called "acceleration clauses". Insurance is probably one of those items. kayton www.learntorepo.com
If you've been making monthly payments on your car and and you are still a month behind can they repo it?
Answer As long as you are in default, they can repo. Try to catch up the month behind. Send $5.00-10.00, whatever.
If you leased a new truck 3 months ago and now realize you can no longer make the payments but haven't been late yet should you go out and finance a cheap car before turning it as a voluntary repo?
Answer Yes because the turn in on the lease will damage your credit and affect the loan rate on your car loan
Can they repo a car when you moved to Canada and stop making payments and they find out where you live?
Answer If you move to Canada from the U.S. and do not make proper arrangments with the lending institution, you might be guilty of a crime. Most vehicle loan pape…rs specifically prohibit registering the vehicle in another country and preventing the lending institution from having access to the vehicle in the event of non-payment. In other words, you might be able to get away with it, but if you come back in the U.S. you might be arrested for fraud or theft. Since you would be out of the country you wouldn't even be entitled to use the statute of limitations law until you have lived back in the U.S. for seven years. Why not just be responsible and pay for the debt that you incurred. You PROMISED to pay for the vehicle when you signed your name on the loan, why not do the moral thing and follow through on your commitment?
Can the Lien holder repo a truck if there have been payments made by the driver within the last 96 days?
Answer When even one payment is missed the agreement is considered in default, and the lender has the legal right to take whatever action they deem necessa…ry to secure their financial interest in the property. Unless all missed payments and applicable fees are brought current and the creditor agrees to allow the borrower to continue with the agreement, the vehicle can be repossessed.
If you always make your payments but are usually late each month will they repo your car because of your history even if payments have been made?
will they repo my car No as long as you are making payments every month. Most lenders won't reposess a car until you are at least 90 days late. The truth is len…ders do not want the car back. Make sure and contact the lender and explaine your situation and they may even work with you to help you get cought up.
If a car is repossessed and you agree to make some kind of payments ever month will they still list it on your credit as a repo?
Answer Yes but it will also list that you are making payments!
A connection through mutual friends. Meaning Friends and family. If someone is ignoring you they may seem to Put off alot of things you plan. They don't text you call you as m…uch as they would. Or maybe Your just paranoid maybe there not ignoring you, they may be very busy Or may not have that social interaction thing like you do. To find out why someones ignoring you TRY asking them yourself if they talk to you. Or just Wait and they may come around again.
One way to find out why someone is ignoring you is to ask them. Some situations require a direct approach and when you ask a direct question, you typically will get an ans…wer.
My boyfriend bought a new truck but kept his old truck and gave it his sister to keep up payments shes been late on the payment ever since to make matters worst her sons totaled the truck what can he?
If your boyfriend is listed as the registered owner and the loan is in his name then it is his responsibility to deal with the payments, insurance ect. I would hope sinc…e it is a financed vehicle that you have full coverage which should help in this situation. Unless he has something in writing from his sister promising to pay, or unless he transferred the loan and title he is pretty much out of luck if she will not do the right thing and pay as she has promised to her brother.
It depends on your contract. Usually if you miss two payments the finance company (not the company that sold you the car - they already have their money) will start taking a…ctions to repossess your car. In the UK, if you have made more than half the payments, you can (if you want) hand the keys over and owe the finance company nothing (assuming it was bought with a car loan or HP). If you get into arrears with your car finance before you are half way through your term, chances are when your car is repossessed you will still owe the finance company more money, especially if you bought a new car or if you used a dealer who tricked you into reducing your monthly payments by leaving a lump sum to pay at the end of the finance term. On a personal note, you should NEVER buy a car (or any other non essential item) on finance. If you can't afford a nice shiny new car with your own money, buy a cheap rusty one that will keep you on the road in the short term. Then put aside the payments (including interest) that you would have had to make for the car you wanted - open an e-savings account and set up a standing order from your current account to your savings account, treat it just like you were making payments to a finance company - and DON'T dip into it when you're short. If your cheap rusty car only lasts 12 months, then buy a better one when it dies (or fails its MOT) with the money you've saved and carry on saving the payments. If you were going to buy a little Ka or similar, you would probably be paying £200 a month for it for the next 4 years, with massive restrictions on the mileage you were allowed to do (usually 6000 miles a year before penalties) and at the end of the four years you would not own the car and would have paid nearly £10,000 for a car 'worth' about £6,000. If you do what I suggest after 3 years you would be able to walk into the car showroom and buy the car with cash! If you were unable to keep up the payments to yourself ( i.e. save the money on a regular basis) then you would probably have found yourself defaulting on payments made to a finance company and have lost your shiny new car anyhow.