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I am using my friend's car for few days and I do not want to use his insurance so can I buy insurance for his car while I am driving that car?
Wiki User
∙ 14y ago
If the cars currently insured, you can't insure it again. Just get named on your friends policy temporarily.
It is a common misconception that automobile insurance purchased in the United States for a United States driver covers the vehicle. In fact, automobile insurance only covers thedriver. As long as you are properly licensed to drive a motor vehicle (i.e., for whatever class(es) of license you were tested for and the given State has granted you), and your personal automobile insurance is valid, and the motor vehicle you are about to drive is properly registered with the given State, and, most importantly, you have your friend's permission to drive the motor vehicle (usually indicated by the State-issued, motor vehicle registration card, which your friend needs to give you while you are driving his/her motor vehicle), then you are covered by your own insurance company, regardless of what motor vehicle you are driving. If you get into an accident while driving your friend's motor vehicle, then your insurance company would pay any relevant damages (whether or not you are At Fault) to your friend. If you do not have your own automobile insurance, and need to "buy" it, as the question states, then it implies that you are not legally licensed to drive, as all U.S. States require insurance in order to be licensed to drive.
Wiki User
∙ 14y ago
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HttpwikianswerscomQI am using your friends car for few days and you dont want to use his insurance so can you buy a insurance for his car while you are driving that car?
NO! Buy your own insurance! Or get him to!
You sustained injuries while driving a friends car does their insurance cover your pain and suffering?
Whether the drivers injures are covered under the insurance depends on the type of insurance carried. It also depends on if the wreck was their fault or not.
AAA insurance raise cell phone driving ticket?
Yes, in some cases your insurance company will raise the rates on your policy if you receive a ticket for driving while using the cell phone. AAA offers discounts for safe drivers.
What are my responsibilities for any damage or injuries I cause while driving?
insurance
If you have an accident while driving another person's car will your insurance or the owner's pay the claim?
Auto Insurance follows the car not the driver. My son's girlfriend was driving his car when they where in an accident and his insurance was responsible.
If you get a speeding ticket while driving a rental car will your insurance go up?
Insurance rates are based primarily on your personal driving habits and record, so if you receive a ticket while driving a rental car it can still be reported to your insurance company because the citing officer has your drivers license information. So in short, it is definitely possible for your insurance company to raise your rate based on a speeding ticket you received while driving a rented vehicle.
Will a talking on the cell phone while driving ticket affect your insurance?
The short answer is it depends on your insurance company. Some do and some don't; most do not. My qualifications: I am an independent insurance agent in CA. ADDED: It may well do where using a hand-held phone while driving is illegal, as it is here in the UK. As you say it would depend on the insurer, but in the event of an accident it could at least void the claim if not the policy.
Is my insurance and driving record affected if i have an at fault accident while driving a friend's car?
yes. it goes on your record and insurance companys look at you record from time to time
Whose insurance pays if a friend damages your car while driving it?
Yours
Does your insurance cover you in your friend's car?
Yes, some of your own automobile insurance can cover you while driving your friends car. The coverage that your friend has on the car will be the primary coverage and then if that coverage is insufficient for the damage caused then you can go to your own policy for additional coverage.
If you have no insurance and were driving a friend's uninsured car can you sue the driver who hit you while driving on the wrong side of the road?
YOU CAN SUE FOR REPAIRS TO YOUR FRIENDS VEHICLE, AND FOR MEDICAL BILLS TO BE PAID IF INJ, BUT YOU CANNOT SUE FOR BI UNLESS YOU CAN PROVIDE INS DOCUMENTS.
Are you covered while driving a company vehicle on personal time?
Categorically no. The insurance relates solely to driving on company business.
