Hi,I am Mrs HELEN from UNITED STATES,when i was in dire need of a loan i applied for a loan from the bank and i was not granted a loan,applied at different loan firm online but then it was one fee after another,not until i came across this lending firm DIRECT ACCESS LOAN FIRM.i applied and they sent me all the necessary information and i filled and sent back together with my account details,and i was told that i only will have to pay for a bank transfer charge which i felt reluctant but i decided to give it a try and to my greatest surprise i received the loan strait into my account within the next 24hours,so i decided to help them advertise their firm and to tell anyone out there looking for a loan and that doesn't want to be a victim of scam to contact them via email:directaccessloanfirm@gmail.com,just tell them HELEN directed you they will help you.
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The credit limit is the initial amount of your student loan. It helps keep your student loan from skewing your debt to credit ratio which can lower your credit score and make it more difficult to get credit.
Yes.
If the student loan is taken out in the name of the student then no. The student's credit score is separate from anyone else's. If the student loan is taken out in the name of the parent or with them as cosigner then yes - their credit scores would come into play.
any credit line that you have- credit card, car loan, mortgage and student loan
Yes.
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yes
NO
If it was taken out before you were 18, it's your parents. After that, it depends on the kind of student loan, and who signed the papers.
yes no maybe so depends on bad your credit actually is
In the USA, if the student loan is Federal like a Stafford or Perkins loan, then yes you can cosign with bad credit. If the student loan is a private student loan, then no, you must have good credit. Keep in mind, you should never take out private student loans out until you have used up Federal loans, grants, and scholarships. Private student loans have high interest rates and no benefits.