A credit card requires a contract. Contracts can not be executed with a minor (someone under 18). So you would need a parent or guardian to be a co-applicant or guarantor if you want a credit card.
Yes and they do this often. If your score is lower than before, they may up your interest rate. If your score is higher or still the same, they may offer you additional cards, balance transfer offers, etc. This is part of standard credit card terms. Even if the account is closed they can do this. This is how we all get those credit card offers that say pre-approved, etc. It does not affect your credit score. It's a soft inquiry.
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credit cards are considered written contracts and in most states have a SOL for legal recourse. If the debt is 8 years old and beyond your states SOL than most people choose to walk away from the debt for two main reasons, 1. it can't report to your credit file with the CRA's and you can't be sued.
No the collection will not be removed from the credit report. They will show it paid in full.
Each credit reporting agency can have different rules. When I did it, I bumped up somewhere between 5-10 points, but it took a month or so for it to register.
You are alard a credit card when you are 11 years old you will be alard to keep it in your own hands. So 11 years old and your alard to keep a credit card
You must be at least 19 years old in order to apply for an Orchard bank credit card for yourself. However, if you have someone else with this credit card, then it might allow you to have it earlier.
One can apply for a student credit card when one is legally considered an adult. In the United States, that is eighteen years old. Prior to that, teenagers may use credit cards if their parents are responsible for the purchases and payments on the card.
U Have To Be 16 Years Old In The UK For A Saving's Credit Card... U Have To Be 18 Years Old In The UK For A Loan Credit Card...
you have to be 18 years old to get a credit card that's if you sign for he or her
How can I find an old credit card balance from providian
can i get a credit card im 17years old married and have a job and a kid
At the age of 15 years, you should certainly be very careful with your money. In most countries you would not be eligible for a credit card. Don't forget that you have to pay for the things eventually, a credit card is just a way of putting off paying for a few months.
If the Q is how old the candidate should be so the answer is when he has a bak account.
No. A credit card is a contract between you and the bank and as a minor you are unable to sign contracts until you reach 18 years old. Banks also check for credit worthiness, income, and credit score so as a person 13-14 years old you are unable to provide these things. One last thing. A credit card is a loan with interest when you buy something on it. You have to pay it back.
at about 18 years old :)
18