Yes. Failure to do so may be constituted as fraud.
If it was repaired by a reputable shop and insurance they can find out by getting a carfax on your car. As the seller I don't know of any legal requirement to disclose that but as a decent human being I would disclose it. I always ask myself if that is something i would want to know and if the answer is yes, then I disclose it. Let your conscience be your guide.
Yes they can because it was not repaired
If the fire damage has been repaired, you can get homeowners insurance from any company of your choosing.
Property insurance - If your property is damaged the insurance will pay for this to be repaired. Life insurance - If you die then your estate (or the named beneficiary) gets a payout to the value of the insurance.
Insurance co. are not required to test drive any vehicle.
No. Homeowners insurance does not cover un-repaired, pre-existing conditions.
Yes, This is a common practice to insure the home has been restored to it's previous insured condition Failure to Repair the damage could result in reduced coverage from your Insurer or even policy cancellation if the home no longer meets insurance underwriting guidelines for condition and moral.
Yes you absolutely can get a car repaired without car insurance as long as the repair shop will accept that and they will accept other methods of payment like a check or cash or credit/debit cards.
Have your car repaired through your Insurance Company on your policy. It is then their task to obtain the costs from the person that hit you.
Only if the insurance company believes it was your mom driving at the time.
Yes, because they incurred the loss.
Windscreen is an optional car insurance coverage for your insurance policy. It means your damaged windscreen can be repaired without recurring costs and no effect on your no claims bonus.