What would you like to do?
Liability That's what liability is all about. The keyword here is liability, which covers any incidents you may be liable for. Your policy will cover the vehicle, subject to policy limits. What happens if the damage you cause exceeds your policy limits, that I am unsure of.
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If you only have liability insurance and you cause an accident does your insurance cover fixing the other party's vehicle?
Here in Canada we have NO-Fault where each insurer is responsible for their own insured. In that case, the other party's carrier would repair the vehicle, and then subrogate …on your company.
If a child on your insurance policy has a no points accident with property damage and totals a car how is the premium affected on all family drivers and vehicles?
Assuming he is rated on one vehicle in your household, that policy will likely increase due to this loss, or any vehicle he is rated on.
Is your insurance provider notified and will your insurance cover the damages when an unlicensed driver takes your vehicle without permission and is involved in an accident?
Answer The answer should be yes to both parts of the question. Answer You should notify them.
ASK AN ACTUARY -- too complex to answer here.
When a car is uninsured and it involved in an accident, the owner of the car is responsible for its damages and that of the other involved cars. This rule applies even if …the driver has his own insurance cover on a different car.
If a co owns a veh and is self insured and then hires a driver for that vehicle from another co and the driver has an accident on the vehicle owners property which co would be responsible for damage?
A company owns a truck that is used to move semi-trailers and this company is self insured has leased a driver from another company and the driver has an accident on the… truck owners property that involves only the truck who would be responsible for the damages. The company who owns the truck and their insurance or the company who leased the driver ?
If an unlicensed driver does not have permission to use your car and gets in an accident does your liability cover damages to another vehicles?
In the UK the insurance company would not accept liability except under exceptional circumstances
What is the type of vehicle insurance that covers damage sustained by the insured vehicle in an accident?
What is a type of vehicle insurance that covers damage sustained by the insured's vehicle in an accident?
No, homeowners insurance excludes vehicles.
No, the only vehicles they would cover are vehicles use to service a home and designed to assist the disables.
If I was driving a vehicle I no longer insured and had an accident would my primary liability cover the other damaged vehicle?
Call your agent. I do not know your state law.
It depends on your insurance policy rules and laws governing your state. You can get this information from your insurance carrier. Most instances offer some form of bodily inj…ury coverage for passengers in a vehicle regardless of fault. But, review your policy for specific details regarding the amounts of coverage.
The property damage coverage is a part of the liability coverage and provides for the repair, replacement, or payment of the actual cash value of another party's vehicle if yo…u hit the vehicle and the accident is your fault. There is a maximum amount available per accident listed in the declarations page of your insurance policy.
Depends if they catch you or not; However; they will charge you right after you are caught. So do not follow for their I will ask you questions and based on your answer I may …lay charges. Keep your mouth shut and do not say another word unless your lawyer is present and do not agree to sign anything as they are only asking you questions that will set you up in traffic court. Horseshoe
If you have automobile insurance with an uninsured motorist property damage endorsement it covers damage to your car caused by an uninsured motorist. If you have collision cov…erage the endorsement will pay your deductible. If you don't have collision coverage the endorsement will pay for damages up to a set amount, typically $3500. Before it will pay it has to be determined that the other party was at fault and that they have no insurance. In the case of a hit and run driver it wouldn't pay because it would not be possible to determine whether or not they had insurance.
If you want to collect otherwise you need a lawyer to sue for damages