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If a judgment has been filed against you on a credit card debt in the state of Georgia legally what can they do to collect the debt?
Wiki User
∙ 15y ago
Depends on what state you are in. Some states allow a creditor to garnish your wages or take the funds from your bank account. Of course, the creditor would have to know your bank info. or employer to do this. Some states also allow collection against your assets, i.e. home. It just depends on what state you are in. In Texas, where I practice, a home is non-exempt from collection and wage garnishment is only allowed in child support cases. I do not know what state you are in to advise you specifically.
Collecting on a judgment is a long process and is usually very hard work for the creditor b/c they have to find out what your assets are, where you work, which bank you use, etc. Depending on the amount of the judgment, it may or may not be worth it for the creditor to incur the expense of collection. It depends on the amount of the judgment and the creditor.
I would consult a local attorney or bankruptcy attorney that is familiar with the collection laws in your particular state.
Good luck.
Wiki User
∙ 16y ago
Wiki User
∙ 15y agoThey can hold your pay or reposes your personal belongings.
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What if someone puts a judgment against you?
Legally it's treated pretty much the same as other kinds of debts.
What does it mean when it states claim filed with government on your credit report?
It means that a claim has been filed with a court for judgment and they are going to try to collect legally through a court. A judgment just gives them the right to pursue you or file for garnishment.
Can your ex have your car towed ifi am behind on payments?
Not directly (at least not legally). She could obtain a court judgment against you and have your assets seized.
How do you finalize a divorce without a judgment having been filed?
You must obtain a judgment. It ends the marriage legally.You must obtain a judgment. It ends the marriage legally.You must obtain a judgment. It ends the marriage legally.You must obtain a judgment. It ends the marriage legally.
If a judgment has been filed against you on a credit card debt in the state of texas legally what can they do to collect the debt?
The party can issue a Writ of Garnishment to take money out of your bank account, they can issue a Writ of Execution to take eligible property or any other discoveries such as tax refunds, inheritance, etc. Those are worst case.
What are unpaid judgments?
A judgment is a debt that is legally owed by a debtor. It is a court ordered payment demand. An unpaid judgment is a judgment that has not been resolved.
What if you're legally separated and someone has a judgment against the other person?
It depends on what type of judgment is in place. If the person is the sole debtor but there is still jointly owned property, the plaintiff can place a lien against the defendant's share. Or use the judgment as a wage garnishment or bank account levy. In some states joint accounts can be levied against. If that happens, the funds are frozen and the non-debtor must submit proof to the court what portion of the account belongs to them. If the debt was not joint the judgment will be only be entered on the PR of the plaintiff's credit report.
Can a collection agency falsley claim to have a judgment against you?
No. A collection agency may not legally make any false claims. However, they may have obtained a judgement by default if you failed to answer a summons.
Judgment against you not your husband can IRS take your tax return?
Depends on the following: What was the judgment in question? Were you legally married/seperated/divorced/single at the time in question? Was the return filed jointly or seperately? I am afraid I cannot offer any other info without specifics.
How many children can you legally keep in your home daycare unlicensed in Georgia?
As of 2011, you may legally care for 2 children in the state of Georgia without a license.
Can a wife who fraudulently obtained ownership of her husband's non-marital property in divorce decree in Georgia have that judgment enforced in Kentucky courts?
Your ALLEGATION is that she obtained it fraudulently, HOWEVER - if the GA court awarded it to her, the KY courts will enforce the ruling. If you do not believe she has legally obtained it, you must file suit against her. In the meantime the GA court ruling stands, and it is enforceable.
What if you sue someone and win judgment then realize you do not have their correct name do you have to start the claim all over again?
You need to consult with an attorney. Off-hand it is my belief that you would have to begin all over again. Reason being - you were awarded a judgment against someone who, legally, does not exist.
