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For minor injuries your policy includes no-fault medical payments for guests injured on your property.

For more serious injuries, your policy provides liability coverage. Liability claims do require proof of fault.

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Q: If a visitor to my home falls and injures herself is she covered on my home owners insurance?
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Related questions

Does home insurance cover other peoples property in your home?

Yes, in most homeowners insurance cases, the property of a visitor is covered. Also, it can cover any injuries that a visitor suffers.


Is injured visitor covered by home owners insurance and due i have to pay the deductible for minoran injurey?

True Homeowners insurance policies include defense and payments for your negligent acts. Usually, there is not a deductible on those payments. A visitor who is injured by your negligence could sue or demand payments and your insurance company would defend you and/or pay the claimant. Talk to the agent or company that sold you the policy.


Where can one purchase visitor insurance when travelling to the USA?

If someone where interested in purchasing visitor insurance for when they were traveling to the USA they could most likely check into an online insurance broker such as Lonely Planet.


Does the car insurance covers a relative-visitor who wants to borrow a car for few days?

Does the car insurance covers a relative-visitor who wants to borrow a car for a few days?


Is your father covered by your auto insurance when he comes to visit?

Depends upon the state where you reside. Normally, coverage is extended to resident relatives. If your dad is merely a visitor, he would most likely not be covered under your personal auto policy. In most cases, anyone who is driving your vehicle on a temporary basis with your permission will be covered under your policy.


Which companies are authorized to provide visitor health insurance in Florida?

Most reliable plans are from the trusted companies like Anthem Blue Cross, Blue Shield, and Assurant Health. You can also buy visitor insurance on line from the insurance company sites that are available


What id do you need to travel to America?

You will need a passport, visa, and American Visitor Insurance.


Which health insurance companies insure foreigners in the US?

If you are referring to private insurance, then contact an agent, this of course assumes you are legal. Also if the company you are employed with offers group insurance then you should qualify there as well. If you are foreign visitor, seeking temporary health insurance during your stay abroad, you need Visitor Medical Insurance. Visitors Health Insurance is highly recommended for international visitors and foreign travelers visiting countries like the US and Canada, which covers the visitors health outside his or her home country. There are many plans from many visitor insurance providers, you can visit and then review the various options.


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Does homeowners insurance cover fire damage caused by a visitor?

Yes, Homeowners insurance typically does provide coverage for losses that result from an accidental fire.


How much is travel insurance in Canada?

The cost would depend on what city in Canada, also weather or not your a visitor or a resident of Canada. Once you answer these questions you can request a quote for the insurance cost.


Does a non-profit club need liability insurance?

Yes. A patron, visitor, employee or some other person can be injured in a non-profit facility. The club needs insurance for its own protection from lawsuits.